≡ Menu

Happy Thanksgiving 2020

{ 21 comments } Happy Thanksgiving 2020 thumbnail

Happy Thanksgiving week! The Holiday Season is here. 2020 is a tough year for many of us, but I hope you can relax for a few days and enjoy Thanksgiving. Of course, this is a unique Thanksgiving. Normally, we travel to see family, but this year we’re staying home. We’ll set up a Zoom chat […] Read more

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, the job became too stressful and Joe retired from his engineering career to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle.

Passive income is the key to early retirement. This year, Joe is increasing his investment in real estate with CrowdStreet. He can invest in projects across the U.S. and diversify his real estate portfolio. There are many interesting projects available so sign up and check them out.

Joe also highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help DIY investors analyze their portfolio and plan for retirement.

October 2020 Goals and Financial Update

{ 22 comments } October 2020 Goals and Financial Update thumbnail

Hey everyone, it’s time to vote if you haven’t already done so. I voted two weeks ago so I’m done! Hopefully, we’ll see the results soon. October was a good month for us. It was steady without any big high or low. That’s alright with me. Life is easier this way and I had a […] Read more

SAHD Cooking – Nam Prik Ong

{ 4 comments } SAHD Cooking – Nam Prik Ong thumbnail

Hey everyone! Welcome to another episode of our SAHD Cooking show. Today, I’ll share my  Nam Prik Ong recipe. This dish is from northern Thailand and it’s one of my favorites. I have never seen this dish in a Thai restaurant in the US so you have to cook it yourself. This version is 100% […] Read more

Getting Your Spouse On Board with Early Retirement

{ 72 comments } Getting Your Spouse On Board with Early Retirement thumbnail

What if you wake up one day and realize you really want to retire early? Nay – you need to retire early. Your job is slowly killing you and you can’t take it much longer. Okay, that was me in 2010, but you get my drift. If you’re married, then your next step would be […] Read more

Did FIRE Just Get Much Easier?

{ 62 comments } Did FIRE Just Get Much Easier? thumbnail

Hey everyone, we have good news. FIRE just got a lot easier. Bill Bengen, the creator of the 4% rule, said 5% is a good withdrawal rate in the current environment (2020). That’s great news for the FIRE crowd. Many of us use the 4% safe withdrawal rate as a guideline. We save and invest […] Read more

SAHD Cooking – Khoa Tom Pla

{ 5 comments } SAHD Cooking – Khoa Tom Pla thumbnail

Hey everyone! Welcome to another episode of our SAHD Cooking show. Today, we’ll cook Khoa Tom Pla. This dish is rice soup with fish from Thailand. Usually, they eat it for breakfast or lunch. It’s light and not too heavy. However, I usually cook this for dinner because that’s the only time I cook. Normally, […] Read more

How Early Retirement Impacts Social Security Benefits

{ 132 comments } How early retirement impacts social security benefits

I originally wrote this post in 2012 to figure out how early retirement impacts Social Security benefits. A lot has happened since then. I retired from my engineering career to become a stay-at-home dad/blogger. My income dropped, but my happiness increased tremendously. After 8 years of early retirement, I’m happy to report that I have […] Read more

10 Years of Blogging & Life Changes

{ 60 comments } 10 Years of Blogging & Life Changes thumbnail

Can you believe it’s been 10 years since I started blogging? It has been an amazing journey and my life changed in so many ways. I’m pretty sure I wouldn’t be where I am if I didn’t take up blogging. Thank you so much for your support over the years. I couldn’t have kept going […] Read more