≡ Menu

How to Invest Your First $500

{ 34 comments } How to Invest Your First $500 thumbnail

One of the best things you can do to build wealth is to start investing as early as you can. This is easy in theory, but it is more difficult in practice. Someone new to investing wouldn’t know where to begin. I sure didn’t when I was young. I started investing by going to the […] Read More

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, he hated the corporate BS. He left his engineering career behind to become a stay-at-home dad/blogger at 38. At Retire by 40, Joe focuses on financial independence, early retirement, investing, saving, and passive income.

For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.

{ 73 comments } Take a Peek Behind The Curtain – See How I Write A Blog Post thumbnail

Today, I want to share how I write a blog post. Blogging is a big part of my early retirement life and I enjoy it. Frankly, I think all retirees should have at least one long term project that they can work on. Life would be too boring if it’s all about relaxing and doing […] Read More

My Best Advice to New College Grads

{ 36 comments } My Best Advice to New College Grads thumbnail

This one is for the new college grads out there. Congratulations! Graduating from college is a huge accomplishment. Now, it’s time to go out there and rock the world! I graduated over 20 years ago and I still remember it well. It was such a feeling of achievement to get through 5 years of engineering […] Read More

Being a Stay-At-Home Dad Is Easy

{ 78 comments } Being a Stay-At-Home Dad Is Easy thumbnail

I’m going to catch hell for this one, but being a stay-at-home dad is easy peasy lemon squeezy. Some people say I’m not really retired because being a stay at home parent is hard. Other stay at home parents don’t call themselves retired, right? Well, I gotta say, being a stay at home dad is […] Read More

Is Housing Affordability A Problem Where You Live?

{ 101 comments } Is Housing Affordability A Problem Where You Live? thumbnail

Is housing affordability a problem where you live? It’s a big problem in Portland. Our homeless population is growing and becoming increasingly visible. Portland is not alone, though. Many West Coast cities are experiencing an explosion in homelessness. A lot of this has to do with housing affordability. The West Coast has done very well […] Read More

What Was Your Lowest Point Financially?

{ 85 comments } What Was Your Lowest Point Financially? thumbnail

Have you ever been in so much financial trouble that you thought – this is rock bottom? Personal finance is not easy and most of us have been through a few tough situations. I think that’s how people discover personal finance blogs. They get in trouble financially and want to turn things around. When you’re […] Read More

Should I Work Longer to Increase My Pension?

{ 91 comments } Should I Work Longer to Increase My Pension? thumbnail

Earlier this month, Mrs. RB40 (my wife) came home from work in a huff and gave everyone a hard time. Turns out, her boss is leaving soon and her job will most likely change. She really enjoys her current job so this upcoming change unsettled her. Luckily, we already achieved financial independence so she has […] Read More

Why I Still Don’t Buy Overpriced Coffee

{ 76 comments } Why I Still Don’t Buy Overpriced Coffee thumbnail

It’s been a long while since I wrote about coffee so here is an update. In 2012, I was a financially independent millionaire and I refused to buy overpriced coffee. I didn’t need to because my old workplace offered free coffee as overtime pay for their overworked engineers. Great deal for the company! Now, I’m […] Read More