Are you suffering from FIRE envy? Do you follow early retirement bloggers and are jealous of their glorious no job lifestyle? You don’t have to worry about that at Retire by 40. It is spring break here, but we’re just staying in town for a relaxing staycation. No exotic trip for us this week. Today, I’ll share my unglamorous early retirement lifestyle and you won’t be envious any longer. I escaped the rat race, but we are still living an ordinary lifestyle. In fact, I think we live the most “normal” life out of all the FIRE bloggers I know.
Our lifestyle didn’t change much after I retired from my full time job. We live in the same home, drive the same car, go out occasionally, and travel a few weeks every year. That’s just like your life, right? That’s why I’m so relatable. 🙂 The only big difference is that I don’t have to go to work at the office anymore. That’s enough for me and I’m a lot happier these days even without a lot of other changes.
I follow other FIRE bloggers too and they all seem to have much more exciting lifestyles than us. They are homesteading, RVing, traveling, summiting mountains, building custom home, sailing the seven seas, and enjoying life in exotic locations. Actually, that sounds somewhat exhausting. We live a more normal lifestyle and it suits us just fine. Why didn’t I make a drastic lifestyle change like other FIRE bloggers? Read on…
Why we live a regular lifestyle
There are a few reasons why we haven’t made big changes in our lives. Let’s go through them one by one. I will make this short today because I’m taking most of this week off from blogging. RB40Jr is out of school and being a dad is job 1 this week. BTW, he is so happy to have a short break from school. It’s amazing how much pleasure kids derive from such a simple thing. It’s not like they’re doing much in 1st grade.
- Mrs. RB40 is still working. She isn’t quite ready to retire yet. We can’t make drastic changes to our lifestyle until she retires from her full time job.
- Our kid is in school and we love our school district. We probably will stay in this area after Mrs. RB40 retires. My family moved every few years when I was a kid and I don’t want that for our kid.
- We like our lifestyle. Our life is pretty damn good already. After I got rid of that pesky office job, I am at a good place in life. I didn’t need to make more changes to be happier. As for Mrs. RB40, she loathes change and surprises. She prefers to stick to the things she knows. She’s happy with her life at the moment.
So that’s why we haven’t made more changes. Once RB40Jr is off to college, I’d like to live in Thailand part time. That will give us something to look forward to. Meanwhile, we’re fine with a regular lifestyle.
My weekly schedule
So what does my early retirement life looks like? It’s actually pretty structured now that RB40Jr is in school. When I first became a SAHD/blogger, it was a lot more disorganized. It’s hard to have a schedule with a small kid at home. Anyway, here is my current schedule when school is in session.
- Family – family time, cook, meal time, hangout with kid, and leisure time.
- Blog (red) – write, research, email, network, etc…
- Gym – 5 times per week
- TM – Toastmasters
- Flex time – work, deal with rentals, chores, relax, family time, or whatever needs to be done.
Blogging time is pretty interesting. I publish a post on Monday and another on Thursday. That’s why I set aside time to work on Wednesday and Sunday nights. I need to do a final edit and work on the graphics for the post.
For spring break, all the work time during the day turns into flex time. I’m working on the blog whenever I can. That’s mostly at night. Next week, it will be back to normal schedule.
My Instagram feed
You can a better sense of my unglamorous ER lifestyle if you follow me on Instagram. Here are some recent samples.
- Spring cleaning, Mrs. RB40 succumbed to her OCD tendency and made 4 soups (that’s way too much soup), blog post.
- New Pink Grapefruit marmalade from Trader Joe’s!, homemade noodle soup with char siu pork, didn’t win Hamilton tickets 🙁
- Blog post, ate out at The Aviary (so damn delicious), Rogue Ales sent me a sample of their new coffee & beer concoctions.
- Beautiful sunrise, taco al pastor, 16 pull ups.
- Mrs. RB40’s origami creations, cashew nut chicken, Mi Quang noodle soup at Rose VL
- Mini book review – Sea of Rust, pizza at home, blog post.
This is pretty representative of my current lifestyle. These days, life is mostly revolving around kid, blog, gym, food, and local fun. That’s okay with me.
No need to be envious
Alright, that’s about it for today. Follow me on Instagram so you’ll have one FIRE blogger that you aren’t envious of. I cook interesting food so at least that’s fun. Check out the Gaeng Hung Lay I made on Wednesday. It’s braised pork belly curry. Need I say more?
Have a great spring break!
For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.
Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.
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