Have you ever been in so much financial trouble that you thought – this is rock bottom? Personal finance is not easy and most of us have been through a few tough situations. I think that’s how people discover personal finance blogs. They get in trouble financially and want to turn things around. When you’re […] Read More
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It has been a long time since I gave an update on our small rental duplex. This house is a single family home that was converted to a top/bottom duplex back in the 80’s. The upstairs is a nice one bedroom apartment with a lot of natural light. The downstairs is a spacious one bedroom […] Read More
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Last week, I had a talk with RB40Jr on the way to school. I reminded him that I have a blog and asked if he’d like to work for me. I could pay him to use his photo on Retire by 40 and also for whenever he takes a good picture that I can use. […] Read More
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Alright, I am almost done with our 2017 tax returns! There are a couple of K1 forms that should be coming in April, but everything else is done. Now, I can share my 2017 blog income because that part is finished. We had a record year in 2017 and doubled our blog income from the […] Read More
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It’s only natural to feel anxious when the stock market drops or spikes too fast. The stock market has been stable for so long that many of us aren’t used to the volatility anymore. I wrote this post the last time (2016) the stock market had a correction (10% decline from the peak) and it […] Read More
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Wow, the stock market is starting off 2018 with a bang. The S&P 500 index increased over 6% in less than a month and it is not slowing down. Investors are euphoric. Everyone is sure the stock market will keep going up and we don’t want to miss out. I’m not immune to this feeling. […] Read More
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A few weeks ago, I went to drop our kid off at school and met one of his friends’ mom. We had a short conversation while we waited for the kids to go inside. She asked what I do, and I told her I’m a blogger. She must have heard “logger” because she said something about […] Read More
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What’s the surest way to become a millionaire? I can tell you right now – max out your 401(k) contribution every year. This is the simplest and most assured method to build wealth. The problem is you have to start investing young and most of us didn’t know that when we were young. Most of […] Read More
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***I added a new Passive Income page. You can click to it from the menu on top of this site or follow this link – Passive Income. I will update that page monthly. Happy New Year! 2017 was a great year for investors and our passive income was great too. This was the first year […] Read More
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A couple of weeks ago, I received an email from Social Security reminding me to check my Social Security Statement online. It is a good idea to check your Social Security Statement at least once per year to make sure your earning record is correct. If there is any mistake, then you need to correct […] Read More
