Make Your Partner Happier by Being Cheap
Recently, Mrs. RB40 has been declaring – “I’m done being cheap.” Uh oh, that smells like trouble… But, I can understand where she’s coming from. She has a good income … Read more
Best of Frugal
Best of the Frugal articles at Retire By 40.
How to save on the heating bill AND stay warm – build a Kotatsu table!
Brr… Winter is almost here. The overnight temperature plunged into the 30s recently. This seems a bit early to me. Usually, it doesn’t get this cold in Portland until December. … Read more
Young People Shouldn’t Save For Retirement?
Hey young people, I’ve got great news for you. Recent research based on the life-cycle model says young people shouldn’t save for retirement. Instead of saving, you should live it … Read more
What to Spend On When Inflation Is High?
Hey Everyone! I need a little help. Last week, I received a question about inflation spending. Basically, the reader asked if there is anything we should buy ahead of time … Read more
4 Painless Ways to Save Money on Gas
Well, it looks like inflation will stay high for a while longer. The U.S. inflation rate hit another new high this year – 8.6%. Many economists expected inflation to go … Read more
Inflation Makes Me Want to ……!
Come on everyone, be honest and complete this sentence with me. Oh man, inflation is crazy. I know it’s been high since 2021, but the numbers have been off the … Read more
Is Spending On Experience Overrated?
Whew! I finished our taxes and sent them in on time. Unfortunately, we owed the government over $3,000 because I didn’t pay enough estimated taxes. I also contributed $5,000 to … Read more
Chiang Mai Cost of Living 2022
Hey, everyone! I’m in Chiang Mai to help out my parents for 3 months. I’m living quite well, but I’m not spending much money at all. That’s mainly because I’m … Read more
Can We Reduce Our Transportation Expenses?
Do you think life is getting more expensive? We just had the highest inflation rate in almost 40 years. Everything seems to be getting more expensive this year. In particular, … Read more