≡ Menu

Best of Early Retirement

Declare Your Financial Independence Day

{ 91 comments } Declare Your Financial Independence Day thumbnail

Independence Day (U.S.) is my favorite holiday of the year. It is even better than Christmas for me. This year, the weather was perfect and we stayed in town to BBQ, relax, and enjoy the fireworks. I guess I just don’t have the same attachment to Christmas like most people. Christmas feels so commercialized to […] Read More

6 Years After Early Retirement Update

{ 98 comments } 6 Years After Early Retirement Update thumbnail

Woohoo! It’s been five 6 years after I retired early and I still love it. Early retirement really came together in year 5 and there haven’t been many changes in year 6. That’s why I’m updating this post instead of writing a new one like I usually do every year. Life has been really good […] Read More

My Best Advice to New College Grads

{ 36 comments } My Best Advice to New College Grads thumbnail

This one is for the new college grads out there. Congratulations! Graduating from college is a huge accomplishment. Now, it’s time to go out there and rock the world! I graduated over 20 years ago and I still remember it well. It was such a feeling of achievement to get through 5 years of engineering […] Read More

Should I Work Longer to Increase My Pension?

{ 92 comments } Should I Work Longer to Increase My Pension? thumbnail

Earlier this month, Mrs. RB40 (my wife) came home from work in a huff and gave everyone a hard time. Turns out, her boss is leaving soon and her job will most likely change. She really enjoys her current job so this upcoming change unsettled her. Luckily, we already achieved financial independence so she has […] Read More

The Downside of Financial Independence

{ 98 comments } The Downside of Financial Independence thumbnail

I’m a huge fan of Financial Independence. It’s the pinnacle of personal finance achievement and everyone should at least learn about the concept. Of course, it’s even better to pursue financial independence and then achieving it. We reached financial independence in 2012 and I retired from my engineering career soon after. My life improved so […] Read More

Are You Worth More Than You Earned?

{ 106 comments } Are You Worth More Than You Earned? thumbnail

Have you ever wonder how much money you’ve earned over the years?  I mean, it has to be a sizeable sum if you’ve been in the workforce for a while. I was thinking about this and came up with a natural follow up question. Is our net worth more than what we’ve earned? After all, wealth […] Read More

Why FIRE Is Such a Compelling Story

{ 64 comments } Why FIRE Is Such a Compelling Story thumbnail

Why is FIRE such a compelling story? Let me share my theory. Check it out and let me know what you think. For new readers, FIRE means Financial Independence and Retiring Early. It’s an awesome alternative to 40+ years of the regular 9-5 lifestyle. FIRE is scary and radically different than what we thought life […] Read More

One Engineer’s Perspective on Early Retirement

{ 111 comments } One Engineer’s Perspective on Early Retirement thumbnail

I’m writing this one to share my perspective on early retirement. The next time someone complains about my brand of early retirement, I’ll just point them here. First off, this is just my opinion. Feel free to disagree and define your own early retirement. There is no one right way to do it. It’s your […] Read More

My Unglamorous Early Retirement Lifestyle

{ 89 comments } My Unglamorous Early Retirement Lifestyle thumbnail

Are you suffering from FIRE envy? Do you follow early retirement bloggers and are jealous of their glorious no job lifestyle? You don’t have to worry about that at Retire by 40. It is spring break here, but we’re just staying in town for a relaxing staycation. No exotic trip for us this week. Today, […] Read More

2017 Blog Income Wrap Up

{ 69 comments } 2017 Blog Income Wrap Up thumbnail

Alright, I am almost done with our 2017 tax returns! There are a couple of K1 forms that should be coming in April, but everything else is done. Now, I can share my 2017 blog income because that part is finished. We had a record year in 2017 and doubled our blog income from the […] Read More