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Best of Early Retirement

Best of the Early Retirement articles at Retire By 40.

4 Ways to avoid the 10% early withdrawal penalty

4 Ways to Avoid The 10% Early Withdrawal Penalty

One big issue with early retirement is accessing your retirement accounts. The early withdrawal penalty is 10%. Nobody wants to pay more money to the government, especially from their retirement … Read more

50 Comments

Goodbye SAHD FIRE, Hello Barista FIRE

Hey everyone. I have an announcement to make. Heh heh. The announcement always means trouble, especially at the dining table. But this isn’t a huge deal. I’m planning to work … Read more

59 Comments
Staying Healthy In Early Retirement

Staying Healthy In Early Retirement

I never thought staying healthy would be my biggest challenge in early retirement. Before I quit working full-time, I expected money would be my biggest challenge. I figured we wouldn’t … Read more

48 Comments

Are Catch-Up Contributions Worth It?

Oh wow, I just realized that I can make catch-up contributions this year. Yes, I’m turning 50! Ugh, I feel old. My neck is sore and my lower back is … Read more

9 Comments

Don’t Forget About Your Annual Financial Checkup

Can you believe it is December already? The year is almost over and Christmas music is in the air. Now is the perfect time to go over your finances before … Read more

43 Comments

Is Your Workplace a Super Chickens Experiment?

A while back, I listened to a fascinating TED talk by Margaret Heffernan: Forget the pecking order at work. The talk was chilling because it reminded me of my old … Read more

76 Comments

How Many Good Years Do You Have Left?

Oof, it’s been a bad month for the RB40 household. Our overall health seems to have simultaneously taken a major hit this month. I have back pain. Mrs. RB40 just … Read more

50 Comments
Don't forget inflation in retirement plan

Don’t Neglect Inflation in Your Retirement Planning

Last week, I was out and about running some errands and I stopped by a Chinese restaurant near our home to grab a take-out lunch. This place used to have … Read more

73 Comments
3 Ways to Fund Early Retirement

3 Ways to Fund Early Retirement

I’m sure most readers are familiar with the old “3-legged stool” of retirement. This term stems from the earlier days when you could count on 3 sources of income in … Read more

41 Comments
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