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3 Day Weekends Aren’t The Same When You’re Retired

{ 21 comments }

retire 3 day weekend not the sameIt’s Memorial Day, the unofficial start of the summer. I hope everyone is able to spend some quality time with friends and family today. Please remember Memorial Day is meant to honor men and women who died in service for the United States. I never served in the military and I’m thankful for all the men and women who take on that burden.

When I was working fulltime, I used to look forward to Memorial Day for many reasons.

  • The last time we had a 3 day weekend was way back in February on President’s Day.
  • Memorial Day usually signals the start of good weather in Portland. The long drizzly days of Fall, Winter, and Spring are almost behind us.
  • First big firework display of the year at the waterfront park.
  • It’s time to dust off the BBQ grill!
  • Let’s go camping, not! We went camping on Memorial Day about 8 years ago and it rained the whole weekend. Now we wait until 4th of July to even consider camping.

Now that I’m somewhat retired, the 3 day weekends just don’t have that special magic anymore. It’s just like any other Monday for me and Jr. There is one big psychological effect, though. When I realized that the long Memorial Day weekend is coming, I instantly got lazy and didn’t want to write a blog post. Hey, if most of the US isn’t working, why should I? J Well, I settled for a compromise, so we’ll just do a short one today.

My somewhat retired week

Lately, life has been quite busy for me. I don’t know how I managed to find the time to work full time previously. I did a bunch of stuff last week.

Monday – Went to the gym, spent time with the kid, and blogged a bit.

Tuesday – We went to the zoo with Jr’s class. They finally got to the letter Z and decided to have a trip to the zoo. At first I was wondering why every kid needed a chaperone. Can’t they have 1 parent to 2 kids? Well, not really. The kids were running off at every opportunity and we really did need 1 to 1 supervision. There were a ton of other school groups at the zoo that day, too. I guess everyone had the same idea near the end of the school year.

Wednesday – Our cat passed away and I went to drop her off at the animal shelter. It’s really sad because she was a great companion for us for 11 years. We went to visit a park next to the Sandy River afterward to relax in nature a bit.

There was a big log across a pond and I decided to show Jr how to walk across the log bridge. Well, it was a bit less steady that I expected and I rushed the dismount at the end. I wanted to get down quickly so I could help the kid down and misjudged the distance from the log to the ground. It was about a foot higher than it looked and I fell, my ribs landing on a big rock… It knocked the breath right out of me, but I had to jump right up to grab the kid before he jumped down after me. Luckily, nothing is broken, but I’m still hurting today. The ribs did their job of protecting the vital organs. I just wished the brain did its job better…

Thursday – We went to sign the papers to finalize the 4 plex sale. It looks like we actually did pretty well. We invested about $75,000 and made about $65,000 after all the fees. We’ll have to pay tax on this gain (estimated $15,000), but it’s still not bad at all for 2 and a half years. Now we have some liquidity to invest in the stock market or we can roll it into another property. That’s the nice thing about real estate investing. You can leverage your investment with a mortgage.

Friday – Took it easy and nursed my injured ribs, legs, and pride.

Enjoy!

Whew, when you don’t work full-time, you can do things at your own pace. Well, I probably could have taken time off to deal with these things if I was still working, but they would have been more stressful.

Actually, it is extremely nice to have Mrs. RB40 around so we can spend more family time together. She has been very busy with work this year so she really appreciates the extra time off to catch up on some things.

Have a great Memorial Day and the rest of the week!

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Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, the job became too stressful and Joe retired from his engineering career to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle.

Passive income is the key to early retirement. This year, Joe is increasing his investment in real estate with CrowdStreet. He can invest in projects across the U.S. and diversify his real estate portfolio. There are many interesting projects available so sign up and check them out.

Joe also highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help DIY investors analyze their portfolio and plan for retirement.

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{ 21 comments… add one }
  • mary w May 29, 2014, 1:15 pm

    The problem with holidays and being retired is that you have to REMEMBER that trash day is delayed a day.

  • Evan May 29, 2014, 10:59 am

    Sorry to hear about your cat.

    “We’ll have to pay tax on this gain (estimated $15,000), but it’s still not bad at all for 2 and a half years. Now we have some liquidity to invest in the stock market or we can roll it into another property. That’s the nice thing about real estate investing. You can leverage your investment with a mortgage.”

    – if another property was even on the horizon why didn’t you try and look into a 1031 exchange? Maybe you did and I didn’t see the post?

  • Alan May 27, 2014, 5:55 pm

    Not true. Good Friday is a 3-day weekend also.

  • Dividend Mantra May 27, 2014, 12:41 pm

    Joe,

    Sorry to hear about the pet. I know how difficult that can be!

    Glad to hear you guys are finally done with the 4-plex. That thing sounded like a headache from what you were posting. Anxious to see where you put that capital to work! 🙂

    Glad you had an otherwise enjoyable holiday week, other than the bruised ribs.

    Best wishes!

  • EL @ Moneywatch101 May 27, 2014, 9:57 am

    Good job selling the 4 plex, it seemed like it was more of a hassle as per your past posts. I wonder what would be your take on the best route to maximize those returns in a specific investment with a great dividend cashflow presently, and a good possibility for capital growth?

  • Dd May 27, 2014, 6:16 am

    I love your post…. Hilarious honest and to the point.

  • John @ Wise Dollar May 27, 2014, 5:51 am

    Sorry to hear about your Cat Joe. Our cat is about the same age and gets a run for his money with all three of our kiddos. Like Holly said, three days weekends aren’t really the same when you work for yourself either. We both worked about half days yesterday and we both feel like we’re slammed as a result.

    • retirebyforty May 28, 2014, 1:37 pm

      She was 13 and was with us for 11 years.
      You’re right about self employment. Hopefully, you’ll get some downtime next weekend. 🙂

  • [email protected] May 27, 2014, 5:24 am

    Three-day weekends aren’t the same when you’re self-employed, either. I worked all day yesterday….deadlines! I really do miss having paid holidays.

  • Lance Cothern May 26, 2014, 4:10 pm

    Congrats on selling the 4plex! I bet you guys are so excited to sell at a gain and be rid of the headache! Our rental is really low maintenance and I still think about it all of the time!

  • Bryce @ Save and Conquer May 26, 2014, 3:21 pm

    Seems like you had a pretty busy week. I’m glad you are enjoying your time and getting out and about with RB40, Jr. Things will definitely change when he gets older, so enjoy this time.

    I’m sorry to hear that you hurt yourself, but glad it wasn’t anything drastic.

    • retirebyforty May 26, 2014, 11:30 pm

      We are having a lot of fun, but he can be difficult sometime too. Once he’s somewhere (park, playground, etc..), he never wants to leave. It takes way too much effort to convince him to go home. 🙂

  • debs May 26, 2014, 2:29 pm

    Sorry that your cat passed away. We are a big animal lover family so I certainly understand how it feels. We are down to 1 cat only now and she is 19 years of age.

    I look forward to possibly working only part time for 3 – 4 days a week. Hopefully in another 5 – 6 years. That’s the plan. I’m sure the time goes fast though when you don’t have as much pressure on you. My Dad only retired at 71, he is 89 now. He says still, I’m so busy, I don’t know how I managed when I worked! 😉

    • retirebyforty May 26, 2014, 11:29 pm

      Wow, your cat is pretty old.
      Good luck with cutting back. Life is short so we need to spend it the way we want.

  • freebird May 26, 2014, 12:04 pm

    Funny, my retired mother’s comment at this time of year is “locked in the house till Labor Day”. She’s leery of crowds and congestion and likes to score deals on travel, so she prefers not to mix with the throngs of well-heeled families spending their limited vacation time with their school-age kids. So her favorite times to go out are from Easter till now and between Labor Day and Thanksgiving.

    • retirebyforty May 26, 2014, 11:18 pm

      That’s interesting. I guess she lives in a busy city. That’s a long time to be locked inside especially at the nicest time of the year.
      We don’t mind crowds so any time of the year is good. I hate traffic jams, though, and I try to avoid them as much as possible.

  • Justin @ Root of Good May 26, 2014, 8:34 am

    Sounds like a busy (and fun and painful) week.

    Mrs. Root of Good took off Friday too, so we’re enjoying a 4 day weekend. So I still get to vicariously enjoy some of the fun of a long weekend. Although we have been so busy with cookouts, picnics, adventures, house work, and yard work that it feels like we’re working full time! I can’t wait for the work week to start so I can have a break… 🙂

    • retirebyforty May 26, 2014, 11:16 pm

      I hope you guys had a great weekend! Next week will be pretty busy again…

  • John C @ Action Economics May 26, 2014, 5:08 am

    Joe – I’m so sorry to hear about your cat passing away, I’m sure this is very hard on RBjr too. I know if our son’s cat passed it would be devastating for him, that cat is his best friend.

    Since I work seasonally for the most part, I end up with the same point of view on three day weekends. I guess that is just part of being master of your time. One thing I love about having the time off is being able to go places when most people are at work, such as zoo trips or a trip to museums with the kids.

    • retirebyforty May 26, 2014, 11:16 pm

      We have another cat so our son didn’t take it that hard. I’m still sad, but at least she’s not suffering anymore.
      Being able to decide how to spend your time is huge. That’s real freedom.

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