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Why I’m Hiring Our Kid as an Employee

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Last week, I had a talk with RB40Jr on the way to school. I reminded him that I have a blog and asked if he’d like to work for me. I could pay him to use his photo on Retire by 40 and also for whenever he takes a good picture that I can use. […] Read More

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, he hated the corporate BS. He left his engineering career behind to become a stay-at-home dad/blogger at 38. At Retire by 40, Joe focuses on financial independence, early retirement, investing, saving, and passive income.

For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.

2017 Blog Income Wrap Up

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Alright, I am almost done with our 2017 tax returns! There are a couple of K1 forms that should be coming in April, but everything else is done. Now, I can share my 2017 blog income because that part is finished. We had a record year in 2017 and doubled our blog income from the […] Read More

Screening Tenants in the Spring Is Like Online Dating

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We finally got a new tenant for our rental condo. This time it’s for real! The tenant has already moved in and the rent is in the bank. A few weeks ago, another potential tenant signed the lease and backed out at the last minute. I was very disappointed because she seemed like a great […] Read More

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This post is sponsored by H&R Block, but all opinions are my own. April 17th is closing in fast. Are you done with your tax return? By now, you should have all of the forms you need to do your tax return. I usually try to finish my taxes in February, but often wait to […] Read More

February 2018 Goals and Financial Update

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It’s been a rough winter for us. RB40Jr and I were sick on and off in February and we didn’t do much. This February felt much colder than normal to me. We had warmer weather for about a week early on and then the temperature plunged. I guess the false spring got my hopes up […] Read More

Do You Need to Be an Entrepreneur to Retire Early?

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The FIRE (financial independence, retire early) movement is getting more mainstream and there are more early retirement advocates than ever before. The funny thing is that many of us are not retired in the traditional sense. I spend 20-30 hours per week on Retire by 40 and I have some income from blogging. Most early […] Read More

How to Build Your Opportunity Fund

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Last month, I read about an interesting concept at Get Rich Slowly – The Opportunity Fund. The opportunity fund is basically the money you set aside to take advantage of opportunities. Once in a while, you’ll come across a good opportunity and you need money to take advantage of it. These opportunities can be anything […] Read More

My Biggest Splurge Before FIRE

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Last week, I picked up my new glasses and posted a picture on social media. A few sharp eyed readers commented that they loved the background. I replied it was a splurge before I discovered FIRE (Financial Independence Retire Early.) Do you recognize the picture? It is Mrs. RB40’s favorite cartoon canine – Snoopy. The […] Read More