Retire by 40 Joe Udo

Hi, I’m Joe Udo.

I retired from my engineering career when I was 38 years old to become a SAHD/blogger. See how I did it on the about page.

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Joe started Retire by 40 in 2010 to figure out how to retire early. After 16 years of investing and saving, he achieved financial independence and retired at 38.

Passive income is the key to early retirement. This year, Joe is investing in commercial real estate with CrowdStreet. They have many projects across the USA so check them out!

Joe also highly recommends Personal Capital for DIY investors. They have many useful tools that will help you reach financial independence.