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10 Goals to Hit If You Want to Retire Early in 10 Years

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So you want to retire in 10 years (or less). That’s a terrific goal, no matter how old you are. I’m going to assume most readers are in their 40s and 50s because that’s the age you start to consider early retirement. However, I’ll also keep younger readers in mind because this is Retire by […] Read More

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, he hated the corporate BS. He left his engineering career behind to become a stay-at-home dad/blogger at 38. At Retire by 40, Joe focuses on financial independence, early retirement, investing, saving, and passive income.

For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.

July 2018 Goals and Financial Update

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Hey, everyone! Summer break is almost over. Did you do everything you wanted? There are only a few weeks left before school starts. It’s already time for back to school shopping! Summer will be gone before you know it. We’ve had a great summer so far, but we’ll have to take it easy in August. […] Read More

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Not everyone loves budgeting like my buddy J. at Budgets are Sexy.  If you loathe budgeting like most of us, then today is your lucky day. I’m going to share my simple AND easy budget plan with you. Check it out and let me know what you think. Joe’s Simple & Easy Budgeting System Here […] Read More

Recommended Travel Destinations by Age

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Hey everyone, we are back from our 2 week road trip to California. I drove down with RB40Jr and Mrs. RB40 flew down to join us for the drive back. This trip was great. I caught up with my college friends and met my 8 month old nephew. It was nice to see old friends […] Read More

Declare Your Financial Independence Day

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Independence Day (U.S.) is my favorite holiday of the year. It is even better than Christmas for me. This year, the weather was perfect and we stayed in town to BBQ, relax, and enjoy the fireworks. I guess I just don’t have the same attachment to Christmas like most people. Christmas feels so commercialized to […] Read More

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Hey everyone, I’m on vacation this week and we have a guest post from Amy Kirsch, RealtyShares Vice President of Investor Sales and Client Success. Today, she’ll share her experience with being a landlord and a passive real estate investor. See which one she likes better. I’ll be back next week. Thanks! Amy has over 10 years […] Read More

How to Invest Your First $500

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One of the best things you can do to build wealth is to start investing as early as you can. This is easy in theory, but it is more difficult in practice. Someone new to investing wouldn’t know where to begin. I sure didn’t when I was young. I started investing by going to the […] Read More

June 2018 Goals and Financial Update

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Hey everyone, are you enjoying the long summer days? I’ve always loved summer, but this year has been extraordinary so far. Before summer began, I decided to cut back on blogging a bit and spend more time with our son. This is working out really well and we’re having a great time. Here was how […] Read More