Wow, can you believe it’s Thanksgiving already? 2012 really flew by and it’s almost over. This year was a transformative year for me because I finally left my engineering career and the nice fat regular paycheck that came with it. I’m very happy for the most part, but there are times when I miss that paycheck (like when we had to pay for a paint job and other repairs for the 4-plex.) All in all, 2012 has been a great year so far and here are just a few things that I’m thankful for.
I’m in a relatively good health and I’m feeling much less stressed out overall. I’m very grateful for the health insurance coverage from Mrs. RB40’s employer. If we didn’t have this safety net, it would be very difficult to quit my job. I need to have an annual physical soon to see if my vital sign readings are improving. I hope all of you are healthy this year as well. Life is no fun if you’re not healthy.
I’m very thankful for Baby RB40. He made our lives so much more hectic in a good way. It can be frustrating sometimes to deal with a rambunctious 22-month-old kid, but overall he is a ton of fun. He brings so much joy into our lives and I can’t imagine our family without him. I’m also thankful for the chance to be a stay at home dad and see him grow. It’s too bad most dads don’t have the opportunity to spend this kind of quality time with their kids. Life is great with a little kid. Everyday is full of exiting discoveries and it remind me how beautiful life can be. I’m not looking forward to the teenage years, though.
Thank goodness I’m able to bring in a little income with self employment. We would have to cut our budget down to the bone if I wasn’t making any money. I love self employment because it feels so liberating after 16 years in a mega-corporation. I don’t have to go to any more useless meetings. I don’t have to work with people I don’t like. I can set my own schedule and deadlines. I’m totally responsible for my own business and I don’t have to depend on other people to do something for me (technical stuff at the old job.) All in all, I LOVE being self employed. The income is much less than what I made at the old job, but if I keep working at it, I’m sure I can get to that level again someday.
I’m very thankful that Mrs. RB40 is understanding and supports my decision to go it alone. I don’t think many missuses would be as open to this whole Retire By 40 idea. She is our main breadwinner now and I think she likes the role. Our relationship is doing very well and we will both work to solidify it over the next 50 years. We are a good team although I do have to remind her once in a while that she could have done a lot worse. (Some of her former friends seem to be loser magnets so it’s not too difficult for me.) 😉
Readers and friends
Last, but not least: a BIG THANK YOU to all of you readers and bloggers who help support Retire By 40. Retire By 40 started out with only a few readers (mostly families and friends) in late 2010. Two years later we have over 50,000 page views per month and a solid online footprint. I couldn’t have retired without you. If I didn’t have you behind me, I probably would still be stuck in my old miserable 6×8 cubicle. I’m sending good karma your way and wish you have the best Thanksgiving ever!
These are just a few things I have to be thankful for in 2012. I feel so lucky this year and I hope you feel the same. Have a great Thanksgiving!!!
For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.
Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.