Every month, I’ll analyze the credit card bill so we can see if there are any problems with it. My wife and I allot ourselves $100/week cash allowance each, so we’re not suppose to use credit card to buy lunch and those kinds of everyday small items. We always pay off the credit card in full every month.
Pet supplies $70
GoDaddy $24 – Started this website, annual bill.
Transportation – Gas $51, public transport $47
USPS $5 – package
Medical bills $660 – What can you do? Hopefully lower next month.
Toastmasters renewal $43 – Michelle’s Toastmaster annual fee.
Bed Bath & Beyond $31 – new towels
Overall not too bad. The new towels and post office bill should have been paid with cash, oh well. At the post office, there was a loooong line so I used the machine. We’ll try to stick to it better next month.
September 2010 compliance rating: 96%
How well we adhered to our plan of using cash.
compliance rating = 100% – (what we should have paid with cash/total bill)
For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.
Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.