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How Will You Invest with Low Stock Market Return?

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Nobody knows how the stock market is going to perform in the short term so we shouldn’t worry about it. On the other hand, long term profit is more predictable. Historically, stocks return about 7% per year after adjusting for inflation. Passive investors (index funds) who are in it for the long haul can count […] Read More

About the author: Joe left his engineering career behind to become a stay at home dad/blogger at 38. Read how and why he did it on the About Page .

Early Retirement Blogs for Everyone

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I hope your journey to Financial Independence/Early Retirement is going well in 2017. The year has been great for us at the RB40 household so far. My blog income is doing much better this year than in 2016 and our passive income is growing. Mrs. RB40 is still working, but she plans to retire in a few years. […] Read More

Being a Stay-At-Home Dad After Our Kid Started School

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It’s spring break already! I can’t believe the school year is going by so quickly. Our kid started kindergarten last September and he had a very difficult time adjusting to the new environment at first. You can read more details from the link, but suffice to say that he was a repeat visitor to the […] Read More

Are Systems Better Than Goals?

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This week, I’m reading Tim Ferriss’ new book – Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers. Tim Ferriss basically compiled the best bits from his podcasts and put them in a huge tome. Luckily, you don’t have to read every line of the 660 page book. It’s best […] Read More

Blog Income Wrap Up – 2016

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Alright, I am almost done with our 2016 taxes! I just need to double check everything and it’ll be ready to go. Good thing our taxes were relatively simple last year. The rentals were occupied the whole year and that made the rental portion very easy. I also sold a few stocks to take profit […] Read More

How Much Would You Pay to Get Your Pet Back?

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This will be a short and fun post today because I’m doing our taxes this week. Ugh, groan… It shouldn’t be that bad because we didn’t have a lot of complications last year. However, I still need to go over the blog accounting. It seems like some advertisers either didn’t send me a 1099 form […] Read More

Making Sense of Home Warranty Plans

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The following article is from our partner.  There are many factors that need to be considered when selecting a home warranty plan. For starters, homeowners need to ask themselves how each plan on the shortlist differs from one another. Home warranty plans typically cover the major appliances in a house and various system components. These […] Read More

Is Your Suburb Dying?

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Have you seen the death of suburbia series from Business Insider? The sensationalist headline is a bit overblown, but they do make a compelling case. We’ve lived in downtown Portland since 2007, so we’re a bit out of touch with how suburban life is these days. The whole Portland metro is doing pretty well, though. […] Read More