Mrs. RB40’s Best Frugal Shopping Tip

best frugal shopping tips

Just in time for last minute Christmas shopping! From the title of the article, you probably expect Mrs. RB40 to share her best frugal tip, but it’s actually me (Joe) who will be doing the sharing. Hopefully, I don’t have to spend the night on the couch when she reads this, but here goes. If you have been following Retire By 40 for a while, you’d probably know that both Mr. and Mrs. RB40 are pretty frugal. Our families didn’t have much money when we were growing up and I guess the frugal habit stuck. Mr. RB40 is Cheap Okay, […]

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3 Questions to Ask Yourself Before the New Year

3 questions to ask before the New Year

The following article is from Melanie, our staff writer. Melanie is in the beginning phase of her journey to Financial Freedom and she’ll bring a refreshing point of view for us. As 2014 comes to a close, many of us are reflecting on this past year and looking ahead. Many people are in the process of setting goals or resolutions for the new year, that they may or may not keep. I set out to accomplish a lot of goals this year and I “failed” in a lot of regards. Early on in the year, I let a lot of goals fall […]

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The end of the co-op preschool experiment

end of the co-op preschool experiment

Well, RB40 Junior is heading back to his old preschool. Let me bring you up to speed in case you haven’t been following this saga. In early 2013, we put RB40 Jr on the waiting list for a co-op preschool near our home. This school has a great reputation and the cost is very reasonable. They only take 3 and 4 years old so Jr. wasn’t old enough to attend at the time. We found a regular preschool and went to that one until August 2014. For the 2014 school year, we decided to go with the co-op preschool because […]

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November 2014 Goals and Financial Update

November cash flow

Thanksgiving is over and Christmas is coming up in just a few weeks! We are so ready for the holiday season. It makes a huge difference when you have a kid. We are all looking forward to playing with the new Lego sets and basketball hoop he’s getting. Of course, RB40 Jr. still refuses to be good even when threaten with a lump of coal. Boys will be boys. Are you still keeping track of your 2014 goals and resolutions? It’s down to the wire and we’ll try to wrap up what we can. It’s probably too late at this […]

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