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Early Retirement Withdrawal Strategy

Early Retirement Withdrawal Strategy thumbnail { 28 comments }

When you’re young, you don’t really think much about withdrawal strategy. At 41 and semi-retired, I’m still focusing on accumulating. That’s why I haven’t written much about withdrawal strategies on Retire by 40. Last week, we posted an article about investing a lump sum in midlife. That got me thinking about withdrawals. It will be helpful [...]

Would You Diversify Your Investments through Crowdfunding?

Would You Diversify Your Investments through Crowdfunding? thumbnail { 20 comments }

First of all, I love investing in the stock market. Sure, it can be volatile, but over the long term, the return can be very rewarding. I started investing in the stock market in 1996 as soon as I started working. At first, I invested in company stock and random mutual funds in my 401k. [...]

Am I Crazy for Not Wanting a House?

Am I Crazy for Not Wanting a House? thumbnail { 63 comments }

The following article is from Melanie Lockert, our staff writer. Melanie is in the beginning phase of her journey to Financial Freedom and she’ll offer a refreshing point of view for us. Homeownership has always been a huge part of the American Dream. People dream of having their own homes, raising a family, and having some [...]

Investing a Lump Sum in Midlife

Investing a Lump Sum in Midlife thumbnail { 39 comments }

I just got an email from a reader, Julie, asking how she should invest a lump sum. Her husband recently passed away and the life insurance payment should allow her financial freedom for the rest of her life. First of all, I want to give my condolences to Julie. It’s always difficult when you lost [...]