Can you beat an early retiree’s credit score?

05.08.2013
Can you beat an early retiree's credit score?

I haven’t checked my credit score in a while because I have been so pretty busy being a stay at home dad/blogger. We don’t have any plans to get a loan, so checking my credit score hasn’t been a priority lately. However, it’s important to check up on your credit score and credit at least once a year so you won’t have any unpleasant surprises. Reasons why you need to keep an eye on your credit score and reports You need a good credit rating to rent. You need to maintain a valid credit score to open a brokerage account. The Patriot [...]

31 comments Read the full article →

The Biggest Problem With Early Retirement

05.06.2013
The Biggest Problem With Early Retirement

Early Retirement – mmm…  I bet early retirement sounds great to many of you who are reading this from a cubicle on Monday morning. I have been happily unemployed for 10 months now, but I do miss the regular paychecks. We are doing alright financially and I assume most early retirees are prepared for the reduction in income as well. So let’s skip the finance discussion today and focus on what to do with your time after retirement. Structured Lifestyle The biggest problem with early retirement is the lack of long term goals. Typically, we have many long term structured [...]

51 comments Read the full article →

April 2013 Goals and Financial Update

05.03.2013
Personal Capital Asset Allocation check warning

April Highlights and Lowlights 2013 Financial Goals - Not much progress in April. I’m waiting for some pullback before adding money to baby RB40′s 529 account. Rebalance – I rebalanced our portfolio to be more conservative because I think we are due for a market correction soon. See more detaisl below. Rental Income is negative this month because we finally paid for the big drainage repair. Things are still not going well on this front. We need to complete an exterior paint job at the rental home this summer and it’s not going to be cheap. P2P income from Prosper is still below target [...]

40 comments Read the full article →

The Pros And Cons Of Living In A Smaller Home

05.01.2013
The pros and cons of living in a smaller home

Last week, I got an email from Laura who is currently having a little difficulty with living in a small space. So something I’ve been dealing with is that we live in an apt in a 4-flat we own in ******, OO. It’s been great financially but now we have 2 little kids – 2 and 4 yrs old. I’m starting to go crazy (mainly in wintertime) for the lack of space… She asked me to write about the pros and cons of living in a small space and I’m happy to oblige a mom with 2 little kids. It’s [...]

64 comments Read the full article →

← Previous Entries

Next Entries →