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Is it time to use credit instead of cash?

Is it time to use credit instead of cash? thumbnail { 43 comments }

One of the first tips I picked up when I first got into personal finance was to use cash instead of credit cards. We always paid off our credit cards in full every month and we never spent more than we could afford, but I know we could cut back a little. We tried using [...]

March 2015 Goals and Financial Update

March 2015 Goals and Financial Update thumbnail { 22 comments }

The first quarter of the year is over! Wow, that was fast wasn’t it? Did you have a good Spring break? We got sick again and spent most of the week at home watching movies and napping. That was a terrible way to spend the break. Other than that, things are going relatively well. Our [...]

Selling A Rental Will Give You A Tax Headache

Selling A Rental Will Give You A Tax Headache thumbnail { 27 comments }

This post is part of the TaxACT #DIYtaxes blog tour which shares stories and tips about doing your own taxes and how it makes you smarter about the overall health of your finances. Do your own taxes today at TaxACT. You got this. Whew, I’m really struggling with our taxes this year. It’s ridiculously complicated [...]

How the Idea of Financial Independence Inspired My Debt Repayment thumbnail { 29 comments }

By Melanie Lockert (our staff writer) I’ve been paying off debt for nine long years -- with only 4 of those being really serious about my debt repayment. I still have $32,000 left and a few more years to go. I have to say, that paying off debt for so long sucks. There is a [...]