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October 2010 credit card bill

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Wow, our October credit card bill was the most under controlled we’ve had this year. I think putting it on the internet really helped me to be conscious about credit card usage. Thanks readers! 🙂

Gas – $71

Public transportation – $47

County Vehicle Tax (bridge repair) – $76

Pet supplies – $13

Pharmacy – $12

prepaid Cell phone minutes – $40

internet – $30

Justhost – $70 (2 years hosting for this site)

* We give ourselves $100 allowance each every week to spend on grocery, shoes, shows, dinner out, and whatever else we want.

I think this month we finally achieved 100% compliance rating. No extraneous charges on the card.  Excellent!  It looks like transportation related expense is a bit high this month (around $200.) Next month isn’t going to be much better because of my road trip…. Overall, October’s bill was much better than September’s.

retirebyforty’s wish list (need to save up cash for)

30mm Sigma lenses for Canon dslr ($270/$450)

Harman Kardon HK 3390 Stereo Receiver ($0/$300)

October 2010 compliance rating: 100%

compliance rating = 100% – (what we should have paid with cash/total bill)

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{ 9 comments… add one }

  • Jessica07 November 18, 2010, 8:29 am

    Yeek. I’m jealous of that transportation amount. Living 15 miles from town has a lot of advantages, but the monthly gas bill is not one of them.

  • Money Reasons November 18, 2010, 1:40 pm

    I can’t believe that I spend over $120 a month just in gas to go to work and back everyday…

    Thanks for sharing your expenses!

  • retirebyforty November 18, 2010, 4:28 pm

    I try to fill up only once every two weeks and that usually works out in the Fall and Winter. I live about 20 miles from work, but I take public transport half the time so I don’t drive everyday.
    We also share only one car so that cut down vehicle expense quite a bit from when we had two cars.
    Thanks for stopping by!

  • Everyday Tips November 19, 2010, 6:00 am

    I am so jealous of your compliance rating. Mine would be about 3 percent as unexpected expenses have been creeping up like crazy. Six hundred dollar bone scan here, new basketball shoes needed there, it drives me crazy.


    • retirebyforty November 19, 2010, 8:30 am

      I don’t count medical expense as noncompliance because there is not much I can do about it. Last month we had a $600 medical bill and that sucked, but at lest it is not recurring. The star aligned in October and we had a really low credit card bill. I don’t think we had it this low for years. 🙂 Thanks!

  • Crystal November 19, 2010, 7:34 am

    I am sooooo jealous of your pet expenses! My Pug costs so much more!

    • retirebyforty November 19, 2010, 8:32 am

      We have 3 cats and the only expense this month was kitty litters. We need to go get some food next week though and that will jack up the bill. I think cats are generally cheaper than dogs right?

      • Jessica07 November 19, 2010, 9:15 am

        Only until they reach the geriatric stage. My 20 year old cat is still as alive an alert as a kitten, except she has decided the litter box is for the birds. So, she’s a diaper baby now. I know I would save money getting the washable ones, but YUCK!

        • retirebyforty November 19, 2010, 5:31 pm

          Oh no! These are my first cats. Hope they will be OK with the litter box when they’re older … oh man, I don’t want to think about it.

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