Here is our July cash flow. I left my job in July so now these cash flow posts are very important. You can see whether I can stay out of gainful employment or not by following these cash flow posts.
|Mrs. RB40’s paycheck||2693||2693|
Income (Target > $4,500)
Mrs. RB40’s paychecks: 2 paychecks
Rental Income: The rentals needed a little work in July so the income was a little less than last month. The dryer vent at the rental home needed cleaning to the tune of $119. The 4 plex needed some minor maintenance work as well.
Side Income: Retire By 40 was pretty slow in June, but we still made a bit of money.
- media.net (CPC ad network): $0. We didn’t break the $100 threshold in June so no payment in July.
- affiliate: $145 from commission junction. This is payment for the previous 3 months.
- Amazon CloudFront: -$1. CDN for the blog.
Dividend & Interest: July was a slow month for the dividend portfolio.
- Dividend portfolio: $223. LEG, CCJ, GE, and JPM paid out this month.
- Interest: $40. Pretty pathetic, but it’s better than nothing.
P2P Lending: $49. Currently, I’m getting 11.03% interest from prosper.com. In July, I actually got $89 of interest, but one $40 loan was charged-off. My target is $100 by the end of 2012.
Freelance: $695. Now that I’m not working full time anymore, I am able to freelance for a little extra income.
Misc.: $31 from the Chase Southwest airline card.
Expenses (Target < $4,000)
We didn’t spend much money in July. This is probably the lowest we can go without moving. Summer is great in Portland because there are so many free events we can go to. We have been to a bunch of concerts and festivals and didn’t really spend any money on entertainment.
July Cash Flow
Overall, July went pretty well. We didn’t have any emergencies and things are still looking well for my early retirement.
- Things are going well so far in 2012.
How about you? Did you have a good month?
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