Today we are participating in a blog swap chain letter organized through the Yakezie network. There are 4 stops. Check out my post “What would I do if I were homeless?” at the Single Saver!“
It’s All up to You
I couldn’t imagine being homeless and poor. I’m thankful that I never had to live my life on the streets. Being homeless never occurred to me, however, I always did wonder what I would do in this rare event.
The first step I would do is evaluate the exact reason for my downfall. Was it a bad financial choice? A string of bad lucks? Or poor money management? I believe that figuring out the the core problem is essential in trying to change your lifestyle. When many people try to get out of debt, many of them fall back into the same place. Surprisingly, credit card companies favorite customers are people who just got out of bankruptcy.
Next, I would put all my pride aside and reach out to all my family and friends. Your family and friends should be the last people on earth to judge you. It may be difficult to ask for help, but sometimes it’s the best option. Many people who I have helped get out of credit card debt were nervous to talk about their situation. It’s not the easiest topic to talk about with a complete stranger.
Lastly, I would do whatever it takes to put food on the table. Again, it’s time to swallow the pill and let go of your pride. It doesn’t matter if it’s at McDonald’s or washing dishes at a restaurant. No job is too good for you.
No one except yourself can get you back on your feet. Your friends and family will be there as a stepping stone, but they are not there to make everything go away. No matter what the situation is or how bad it is, one must always look forward and do everything they can TODAY. Whether it’s collecting aluminum cans or washing car windows, being pro-active is the most important factor. Positive thinking might be the only thing that keeps you going through the most difficult times.
Kevin is a co-founder of www.debteye.com, an online financial tool that makes getting out of debt worry and stress free. This tool will allow you to track and manage your finances all in one place. Go to www.debteye.com to see how we can help you get out of debt!
My thought on the topic is pretty similar. I have daily exposure to homeless people and I know it is extremely difficult to get out of that situation. I would have to depend on my support network to help out at the start as well. Many homeless people do not have anyone to turn to and life on the street just wear them down. It’s tough.