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What we’re teaching our kid about money

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Last week, Melanie mentioned some money skills to teach your kids and I thought it’d be good to examine what we’re doing. Our kid is only 4 years old so it’s a bit too early to teach him about investing or something complicated like that. At this age, he knows money is a good thing. [...]

What Good is Money, Anyway?

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By Melanie Lockert (our staff writer) I have to admit that as much as I love personal finance, I feel like a bit of a black sheep sometimes. My background is in the arts, prior to freelancing I only worked at nonprofits, and I never really preoccupied myself with money. After all, I was working [...]

Top 3 Money To-Dos in Your 20s


A couple of weeks ago, I wrote about the financial plan for my 40s. It was good to get my plan written down, but we also have many readers in their 20s and 30s. That plan probably wasn’t very useful for them, so I thought I’d write 2 more articles to share my experience and [...]

3 Simple Steps to Save 50% of Your Income

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Recently, Ernie Zelinsky (How to Retire Happy, Wild, and Free) left us a great comment. I didn’t start saving for my retirement until I was 40 years old. I actually semi-retired at that time too, even though my net worth was minus $30,000 (due to student loans). Yet I will be okay in retirement, in fact, [...]