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saving tips

Why Families Should Live on One Paycheck

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Wow, a lot has changed in 5 years since I wrote this post. In 2011, I was very unhappy with my job and I needed to make a drastic change. We saved as much as we could and cut back our spending to prepare for my early retirement. A major part of the preparation was [...]

{ 54 comments } DIY make your own Kotatsu table

I wrote this article in 2010 and I’m giving it a facelift. We have been using our kotatsu table for over 10 years and we love it! There is nothing better than getting warmed up at the flick of a switch when it’s cold and rainy outside. It’s definitely my favorite winter appliance. It's easy [...]

Is it time to use credit instead of cash?

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One of the first tips I picked up when I first got into personal finance was to use cash instead of credit cards. We always paid off our credit cards in full every month and we never spent more than we could afford, but I know we could cut back a little. We tried using [...]

Do You Feel Guilty Over Impulse Purchases?

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We all fall prey to impulse purchases sooner or later. It’s practically unavoidable in this day and age. The marketing department knows how to push our buttons and I’m sure billions of dollars went into research. As a consumer, we are bombarded with endless advertising and enticements throughout the day. I should count the number [...]