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retirement

How to build a Life you don’t have to Retire from

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I just read that Gen Xers, ages 35 to 48, are starting to feel vulnerable when it comes to retirement. Many of us doubt we will ever save enough to afford the traditional retirement. According to a new study by Allianz Life, 84% of Gen Xers don’t think retiring at 65 is realistic. This study [...]

Retirement is not an extended vacation

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Retirement is not an extended vacation like many of us think. That's the wrong way to approach retirement. Everyone has busy lives and work is a huge part of it. We spend over a third of our day at work, getting to work, and thinking about work. Work is stressful, takes up a huge amount of time, [...]

Early Retirement Withdrawal Strategy

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When you’re young, you don’t really think much about withdrawal strategy. At 41 and semi-retired, I’m still focusing on accumulating. That’s why I haven’t written much about withdrawal strategies on Retire by 40. Last week, we posted an article about investing a lump sum in midlife. That got me thinking about withdrawals. It will be helpful [...]

Are You Afraid of Retirement?

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It’s been over 4 years since I started to immerse myself in the pursuit of retirement by blogging at Retire By 40. I sense there is a growing fear of retirement among the middle class which is somewhat puzzling to me. Retirement used to be something everyone looked forward to. It’s the time to put [...]