Living In The Sandwich Generation

Living In The Sandwich Generation

Today’s article is brought to you by Cindy, our main writer at Midlife Finance. I’m still busy trying to deal with a rental condo, but it should be done this week. I hope you enjoy Cindy’s perspective. “I crawled through the cemetery. In the snow,” said our seventy-something Mama. She’d stopped to put a rose on my dad’s grave (gone five years now), slipped on a flat tombstone, and lost her footing. It took her a half-hour to push herself back up through the elbow-deep snow and crawl back to the open door of the van. Fortunately, she managed to […]

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The Pros and Cons of Working Less

The Pros and Cons of Working Less - Would you work less for less pay?

Would you work less if you could handle it financially? According to the latest State of Engagement Survey from Gallup, 70% of workers don’t like their job. I’d guess that more than 70% of us wouldn’t mind spending less time at the office. However, middle income households usually do not have this option because they need all of their paychecks to pay the bills. If you asked me 10 years ago, I would never have considered working fewer hours for less money. I like money and I thought I liked to keep busy with a job. However, things changed and […]

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Do I Really Need Life Insurance?

Do I really need life insurance?

One of my 2013 goals was to get life insurance. I had a pretty hefty life insurance policy with my old employer, but now that I’m self employed, I don’t have any life insurance coverage at all. However, my situation is a bit unique and I’m not sure if I really need life insurance. That’s why I have been procrastinating. I really need to deal with this before I turn 40 though. Jeff Rose from Good Financial Cents and Life Insurance By Jeff is going to help me figure out if I need life insurance and how much. I have been primarily looking at term life insurance. […]

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Is The Disability Program The Ticket To Early Retirement?

Is The Disability Program The Ticket To Early Retirement?

A few weeks ago, I heard a story – Unfit For Work on This American Life and it’s quite startling. Do you know there are 14 million people currently on the disability program?  People on disability are not counted in the unemployment rate because they are not part of the workforce. You can read more and listen to the story by following the link above. Here is a just a short recap. People on disability receive about $13,000 and healthcare coverage via Medicare. Medical conditions like back pain is a lot more disabling for laborers than office workers. Ethel Thomas would […]

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