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goals and milestones

50 Year Old Goal: Simplify My Life

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Gosh, I slept for 12 hours Friday night. I had a cold and went to bed at the same time as RB40Jr (8 pm) and didn’t get up until 8 am the next morning. I haven’t slept 12 hours for years. It’s too bad that I had to wait until I’m sick to catch up [...]

Finding a Meaningful Life after Early Retirement

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Are you living a meaningful life? I think it’s pretty difficult to lead a meaningful life when you’re working for someone else full time. You dedicate most of your waking hours to work and the remainder of your days is taken up by routine chores. Of course, if your work is meaningful, then you’ve got [...]

Avoiding the Middle Class Squeeze


Last time, we saw that a large percentage of American households feel they don’t have enough money to enjoy life. The main problem for the lower class households is they just don’t make enough income. The only way to escape from the lower class is to increase their income significantly through education or by starting [...]

Escaping From The Lower Class

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Earlier this week, Prosper Marketplace sent me their latest Financial Wellness Study. They surveyed 1,000 Americans with decision-making power in their finances to see how their households are doing. The result of the study is a little depressing because most American families are struggling with their finances. We are doing pretty well financially, but it [...]