frugality

Avoid the Black Friday Frenzy

11.18.2013
Avoid the Black Friday Frenzy

Whoa, retailers are going all out this year for the Black Friday shopping season. Many stores are opening earlier on Thanksgiving and it’s easy to get caught up in the advertising frenzy. 2013 is even more urgent than usual because we have a shorter shopping season. Thanksgiving isn’t until the last week in November this year and 6 less shopping days until Christmas.  Wal-Mart, Toy R Us, and many other retailers are going all out with their advertising hype. It’s also partly our fault because in 2012, 35 million Americans went shopping on Thanksgiving. That’s up from 29 million in […]

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Cheap Unlimited Smart Phone Plan = $19/month at Republic Wireless

09.06.2013
Cheap Unlimited Smart Phone Plan = $19/month at Republic Wireless

*Update* Republic Wireless has a much nicer phone now. Read my Republic Wireless’ Moto X review.   I must have been one of the last bloggers who have been holding out on getting a smart phone. I’m a cheap guy at heart and I would hate to pay $60+/month for the privilege of checking emails on the go. Well, it’s over now.  I chucked my dumb phone and joined the smart phone revolution.  Now that I’ve had a taste of a smart phone, I don’t think I can go back to a dumb phone anymore. Dumb Phone We have been using Tracfone […]

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Can you retire with a million dollars?

07.14.2013
Can you retire with a million dollars?

A few weeks ago, I was invited to join a panel on this topic – Can you retire with a million dollars? I was on vacation at the time so I couldn’t attend, but my answer is a big YES. Of course you will have a perfectly fine retirement with a million dollars. In March 2013, the Spectrem Group found that about 9 million U.S. households have a net worth of at least $1 million. That’s 9 million households out of 114,800,000 households. So we have over 100 million households that aren’t millionaires. There are millions of retirees who aren’t […]

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Frugal Fatigue Strikes Again

06.14.2013
Frugal Fatigue Strikes Again

I’m having a Frugal Fatigue attack! Some of you may not be familiar with this deadly enemy of frugal folks so here is a short definition. Frugal Fatigue: the feeling you get when you are worn down from being frugal for too long.  Basically, you’re thinking that being frugal sucks. It seems like frugal fatigue rears its ugly head about once a year around the summertime for me. The last time I wrote about frugal fatigue was also in June. The sun is shining, school is out, my purse strings are looser, and I’m more liberal with the credit card. […]

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