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Best of Early Retirement

Why You Need a Roth IRA Folder

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Taxes are due tomorrow, April 18th! I hope you’re done and filed them already. I’m a terrible procrastinator when it comes to filing taxes. Our taxes were done a few weeks ago, but we didn’t completely finish reviewing everything until last weekend. Who wants to sit down and double check 40 pages of inane numbers?  […] Read More

5 Dreams That Did Not Come True in Early Retirement

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Wow, it has been almost 5 years since I quit my engineering career to become a stay-at-home dad/blogger. Time really flies. If I hadn't retired early, I’d still be stuck in a depressing gray cubicle feeling bitter about life. Instead, I’m enjoying life and playing an active role in our son’s life. The past five […] Read More

Why I Prefer DIY Retirement Planning

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When I was an engineer at my old company, I was able to buy the company stock at a discount. I also received some stock options and stock grants. All these shares were deposited in a brokerage account which has a somewhat reasonable fee. Recently, there was a change to the plan and I had […] Read More

How to Start Investing in Dividend Stocks

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I love our dividend stock portfolio! Our dividend income is my favorite form of passive income because it is very passive. I don’t have to do much and the dividends will keep rolling in. I like having rental properties, too, but they are just more work. 2016 was another great year on the stock market and […] Read More

2017 New Year Goals and Resolutions

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Happy New Year! Did you have a good 2016? We had a great year and now we’re ready to face 2017. Last year, I achieved 9 out of 11 goals and that was awesome. I was able to finish most of these goals because I had moderate expectations. That works better for me than “shooting […] Read More

Don’t Forget About Your Annual Financial Checkup

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Can you believe there is less than 3 weeks left in 2016? The year is ending quickly and the holiday season is upon us. Now is the perfect time to go over your finances before it gets really busy during Christmas and New Year. Actually, we won’t be very busy this year because we’re staying […] Read More

How to Fund Your Early Retirement

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Early retirement sounds awesome, but how do you pay the bills? Many financial planners recommend saving 10% to 15% of your income for retirement. That standard plan should enable you to comfortably retire in your 60s, but it will be practically impossible to retire early. You will have to think outside of the box if […] Read More

Is Your Workplace a Super Chickens Experiment?

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Last week, I heard a fascinating TED talk by Margaret Heffernan: Forget the pecking order at work. The talk was chilling because it reminded me of my old workplace. Every year, like most workplaces, we had an annual review to give us feedback on how we’re doing. Based on the reviews, about 10% of the […] Read More

How to Stay the Course to Financial Independence

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The journey to financial independence can be a long one. Even if you save 50% of your income (pre-tax), it can take 15 to 20 years to finally achieve financial independence. This is a very long time to live frugally. And let’s face it; saving 50% of your income is living very frugally. Not many […] Read More

7 Ways to Achieve Financial Independence

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Financial Independence is the ultimate goal in personal finance. Financial independence means you can do whatever you want without having to worry about money. Work will be optional and you become a master of your destiny. Who wouldn't like that? It is a worthwhile goal to shoot for. Of course, most families have to take […] Read More