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Do You Feel Guilty Over Impulse Purchases?

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We all fall prey to impulse purchases sooner or later. It’s practically unavoidable in this day and age. The marketing department knows how to push our buttons and I’m sure billions of dollars went into research. As a consumer, we are bombarded with endless advertising and enticements throughout the day. I should count the number [...]

2020 Challenge: Passive Income VS Expense

{ 48 comments } 2020 Challenge: Passive Income VS Expense thumbnail

The day your passive income exceeds your expense is the day you finally achieve Financial Independence. We are not quite there yet, but we are working toward it every day. I thought it’d be fun to see how see how far along we are in 2015. I know the passive income from our taxable accounts [...]

Charging $5,000 in 3 Months is Tough!

{ 34 comments } charge $5000 in 3 months

So I'm trying to spend $5,000 in 3 months and now I know how it feels to be an American consumer! It's liberating to spend more than usual, but at the same time I feel pretty guilty about it. Here is the deal. I signed up with Chase Ink Plus and if I charge $5,000 [...]

Split the bill or pay your own share?

{ 42 comments } split the bill or separate checks?

Last week, I got an email from T, one of our long timer readers. What do you do when you go out with friends who want to split the bill? I went out with a few friends the other night. I ordered a goat cheese salad for $20 dollars. No drinks. However I ended up [...]