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{ 24 comments } 3 Ways to Avoid Downgrading Your Lifestyle After Retirement thumbnail

Last week, I got an interesting comment on my July cash flow update. “I like how you don’t seem to compromise quality of life for over-frugality!” This comment is interesting because quality of life is so subjective. We spend about $4,500 per month and that’s a very comfortable level for us. However, this level of [...]

Republic Wireless New Moto E and New Plans Review

{ 15 comments } Republic Wireless New Moto E and New Plans Review thumbnail

2 years ago, I was hesitant to upgrade to a smart phone because I thought it was too expensive. I liked my cheap old flip phone. I just used it to call and text, what else did I need? I also didn’t want to pay $60+ per month just for the privilege of checking email [...]

Does it cost $250,000 to raise a child?

{ 43 comments } Does it cost $250,000 to raise a child? thumbnail

This article is by Kristi Muse, our writer. She is a freelance writer, blogger, police officer’s wife, and stay at home mom of two. Every August, the United States Department of Agriculture publishes an annual report titled Expenditures on Children by Families. National data shows that the three main expenses contributing to the overall cost of [...]

DIY weekend – New 1.28 gpf American Standard VorMax Toilet thumbnail

American Standard VorMax toilet

I must confess - I have a tendency to procrastinate. If something is minimally working, I am very reluctant to replace it. Our HVAC system died a few years ago and I still haven’t gotten a new one. Luckily, we live in a moderate part of the country and we can make do with our kotatsu [...]