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expenditure

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DIY weekend – New 1.28 gpf American Standard VorMax Toilet thumbnail

American Standard VorMax toilet

I must confess - I have a tendency to procrastinate. If something is minimally working, I am very reluctant to replace it. Our HVAC system died a few years ago and I still haven’t gotten a new one. Luckily, we live in a moderate part of the country and we can make do with our kotatsu [...]

Don’t Waste Money On Supplements

{ 28 comments } Don’t Waste Money On Supplements thumbnail

Last week, I was driving the little dude to preschool when I heard about this herbal supplement story on public radio. The New York state authorities purchased 78 bottles of herbal supplements from GNC, Target, Walgreens, and Walmart. Then they had them analyzed with DNA bar coding. The results were pretty bad. They found that [...]

Do You Feel Guilty Over Impulse Purchases?

{ 30 comments } Do You Feel Guilty Over Impulse Purchases? thumbnail

We all fall prey to impulse purchases sooner or later. It’s practically unavoidable in this day and age. The marketing department knows how to push our buttons and I’m sure billions of dollars went into research. As a consumer, we are bombarded with endless advertising and enticements throughout the day. I should count the number [...]

2020 Challenge: Passive Income VS Expense

{ 50 comments } 2020 Challenge: Passive Income VS Expense thumbnail

The day your passive income exceeds your expense is the day you finally achieve Financial Independence. We are not quite there yet, but we are working toward it every day. I thought it’d be fun to see how see how far along we are in 2015. I know the passive income from our taxable accounts [...]