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early retirement

Reader’s Story – Should I Quit My Job Now?

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Today, a reader is looking for some help. She is struggling with the decision to retire early or keep working for 4 more years. Please read and share your comment with us. I have been following Joe’s blog for a bit to see if I am making the right decision to retire before 60. I [...]

Am I Ready to Go Back to work?

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When I quit my engineering career in 2012, I was completely burned out. I was having physical and mental problems and I had to get out. I thought I’d give it at least a year and see how this whole early retirement thing pans out. Finance was a big factor, of course. We were not [...]

5 Best Money Moves to Make in Your 40s

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Yes, I know the title of the blog is Retire By 40. However, many of our readers are in their 40s and 50s and they are planning to retire soon. You don’t have to be under 40 to read this blog. Maybe I should rename the blog to Retire between 40 and 55. :) Being [...]

Why Save So Much in Our Retirement Accounts?

{ 32 comments } Why save so much in our retirement accounts? 72t early withdrawal

This is the follow up to the previous blog post – How to save $50,000 per year in your tax advantaged accounts. Is it really a good idea to save so much in our retirement accounts? Should we cut back a bit and invest more in our after-tax account? One downside of saving over $50k/year [...]