early retirement

Passive Income Made Easier

08.15.2014
Passive Income Made Easier

Last time, we talked about how difficult it is to retire early via passive income. In fact, it is probably impossible for regular people who regularly save 10-15% of their salary. That’s not nearly enough to generate the passive income to sustain their lifestyle. The comments on the previous articles are also great and help distilled why it is so difficult to retire with passive income.  Let’s do a quick recap on the most important points. The return on investment is low. Dividend stocks, bonds, CDs, and other financial instruments return 1% to 5% on investment. You’d need a huge […]

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Financial Planning for the Masses: My Session with Personal Capital

08.01.2014
Personal Capital review financial planning

I know I wrote about Personal Capital quite a few times recently, but I’m really excited with their services. They are bringing financial planning to the masses through their website. I think this will help many regular people who are unsure about financial advisors to understand financial planning better. The main website and portfolio analysis tools are free which is awesome for most of us. Personal Capital generates revenue by charging a fee if you sign on with their investment management services. Financial Planning Session Last week, I had a financial planning session with Michelle, one of Personal Capital’s financial […]

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5 Things I Miss About Work

07.30.2014
5 things I miss about work

Things I miss about work? This is a tough one for me to write. First of all, life is fantastic right now after 2 years without a full time job. Family life is better, I’m not stressed out, and even our finance is doing pretty well. I can’t complain at all. Second, I hate dwelling on regrets. It’s a downer and I’d rather focus on the present and figure out how to improve the future. Maybe that’s why my memory is so bad… It’s also difficult for me to admit missing anything about the job that I willingly walked away from. […]

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How’s Life 2 Years After Early Retirement?

07.24.2014
How's Life 2 Years After Early Retirement?

It’s been 2 years since I left my corporate job and I’m still retired. Yes! I still remember the elation I felt as I drove away from the office for the last time with Van Halen’s Right Now blasting in the car. Time flies when you’re having fun and these past 2 years flashed by in a blink. I am living life on my own terms without someone (besides my son and wife) dictating how I spend my time. That freedom alone made quitting the corporate job worth it. Let’s see how we’re doing after 2 years without a full […]

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