early retirement

Reader Case Study – Work 5 More Years to Collect Full Pension?

01.21.2014
Reader Case Study – Early Retirement with Municipal Bonds

Hey Everyone, Today, we’ll take a look at an early retirement case study. Adam wrote me a couple of weeks ago to see if he can get a second opinion on his family’s early retirement plan. Let’s go over their info and see if we can help them make up their mind. The Current Situation Adam is 49 and his wife Jane is 48. They do not have kids and no one is relying on them financially. Adam and Jane are ready to leave their corporate jobs. Their jobs are stressful and Adam has been assigned to 24×7 support for […]

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A Little Active Income Goes A Long Way In Early Retirement

01.05.2014
passive income crossover point

Generating enough passive income to cover the cost of living is the holy grail of early retirement. However, it’s quite difficult to amass that big lump sum to generate enough passive income to live on. People spend more money as they get raises so they need more and more income every year. Early retirement offers a way out of this cycle by forcing us to examine how we make and spend money. While passive income is good, you’ll most likely have to get creative if you want to retire by 40. Most people won’t be able to generate enough passive […]

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Financial Planning for the Masses: My Session with Personal Capital

12.22.2013
Personal Capital review financial planning

I know I wrote about Personal Capital quite a few times recently, but I’m really excited with their services. They are bringing financial planning to the masses through their website. I think this will help many regular people who are unsure about financial advisors to understand financial planning better. The main website and portfolio analysis tools are free which is awesome for most of us. Personal Capital generates revenue by charging a fee if you sign on with their investment management services. Financial Planning Session Last week, I had a financial planning session with Michelle, one of Personal Capital’s financial […]

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Saving for a Better Future Doesn’t Mean Having to Sacrifice Today

12.06.2013
Saving for a Better Future Doesn’t Mean Having to Sacrifice Today

The RB40 family is on vacation near Palm Springs and today we have a guest post from FI Fighter.  Life is all about balance. If you work too hard, you’ll burn out. If you don’t work hard enough, you’ll never get anywhere. When it comes to securing a better financial future, chances are high that you’ll have to put in a good amount of effort to succeed. When the passive income starts to pile on in, a lot of people can get sucked in, becoming even more motivated than when they first started! There’s nothing wrong with being motivated, and […]

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