cash flow

Why our monthly bills seem so low…

04.04.2014
Why our monthly bills seem so low…

I just published our March cash flow report and many comments asked me to expand it a bit more. Why are our monthly bills so low? I’ll try to explain it today. How you keep your grocery bill so low? We spent $364 (+ $40) on groceries last month. Is this low for 2 adults and a small child? This is quite a bit more than what we spent when we didn’t have a kid. Five years ago, we spent less than $200/month on groceries. Now with a young child, we are trying to eat more organic food so the […]

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March 2014 Goals and Financial Update

04.02.2014
March 2014 Goals and Financial Update

Oh man, can you believe it’s April? 2014 is already a quarter over! March was really busy for me again and April will be even more crazy. We decided to sell our rental home and 4 plex so I have been busy dealing with that. Our tenant just finished moving out of the rental home so I need to get it ready to sell. That will be a lot of work and I’m a bit stressed out. Hopefully, we’ll be done with all that soon and life will be a bit simpler. Anyway, let’s go over our 2014 New Year […]

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February 2014 Goals and Financial Update

03.05.2014
financial goals spending cash flow track expense

February was really busy and I was exhausted all the time. I guess that comes with being a stay at home parent. I was also a little sick most of the month and was busy with turning over a rental. It’s done and I’m glad that’s out of the way! Anyway, let’s go over our 2014 New Year resolutions first. Reviewing them at the beginning of every month will enable me to see how we’re doing and keep the momentum strong. 1. Invest $50,000 in tax advantaged accounts We added $10,250 in February. Mrs. RB40 made a mistake on her […]

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January 2014 Goals and Financial Update

02.03.2014
January 2014 Goals and Financial Update

January was quite busy and the year is flying by already. Let’s go over our 2014 New Year resolutions first. Going over them at the beginning of every month will enable me to see how we’re doing and keep the momentum strong. 1) Invest $50,000 in tax advantaged accounts We saved $3,300 and we are about 6.6% toward our goal Mrs. RB40 401k: +$1,450 My solo 401k: +$1,450 I will break down the business income and expense in our monthly newsletter so if you’re curious, sign up with our email list. RB40 Jr’s 529: +$400 Roth IRA: $0 2) Generate $12,000 […]

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