guest

Don’t Let Resolution Fatigue Win

03.27.2013
don't let resolution fatigue win

The following is a guest post from William Cowie @ Bite the Bullet Investing. You still remember those New Year’s resolutions to spend less so you can invest more, right? You’ve kept a tight leash on your finances, holding off on buying new clothes, and throwing away all those catalogs you receive in the mail without even opening them. You’ve kept your eyes on the prize: building that early retirement fund. Great! But lately, have you caught yourself wavering just a little? Your coworker set her cup of Starbucks on your desk for a meeting and you can’t forget that aroma. [...]

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Budgeting for the Win

03.06.2013
budget

The following is a guest post.  The word “budget” can make some people cringe, but it doesn’t have to be looked at like a chore.  Budgeting can be a tool to achieve the fun things in life.  If you can make a realistic budget and stick to it, you will have more control over your present and future. Record Everything Before you start tackling putting your budget on paper, you may want to start tracking your income and expenditures so you have some idea of where your money is going right now.  For example, you probably wouldn’t want to find [...]

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3 Simple Ways to Find Money to Pay Down Your Debts

02.13.2013
pay down debt

Retiring early is a dream of many.  However, one of the keys to being able to retire early is to limit expenses and get rid of debt.  Once someone is debt free, he can get by with a lot less money.  When people make the commitment to pay down debt, they often make tremendous progress in the beginning. They start by selling things and funneling any extra money on the debt.  However, as is frequently the case, after a few months the debt repayment slows down because there aren’t any more things to sell and all of the extra money [...]

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Things you should know before applying for a home loan

02.11.2013
home loan

By Betsy Fallwell bFrom mastering all the financial and legal jargon to understanding how your debt and income impact how much you may qualify for, it’s vital that you learn about the application process before diving in head first. Comparing Home Loans Home loans come in all shapes and sizes. The most popular home loan in the United States is the 30-year fixed loan. Borrowers like this product because interest rates stay the same over a long term, meaning you’ll have low, stable monthly payments. You can find fixed rate loans with terms up to 40 years, or as short [...]

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