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I’m taking 3 months off to preview Early Retirement


I’m taking 3 months off to preview my early retirement!

I know it’s April 1st, but this is not a joke. I have been crazy busy lately and I really need some time off, so this break came just in time. Here are some examples of what’s on my plate this week.

  • Full time work – trying to wrap things up before my break;
  • Baby RB40 needs his milk every 3 hours or so, consequently I have been getting about 6 hours of interrupted sleep per night;
  • Rental home has an HOA violation and the management company is not following up on this. I’m probably going to fire the property management and run it myself for 3 months and see how it goes;
  • Over the range microwave went out at the rental condo. I replaced the door switch, but it is still not working so we probably have to get a new one. I can’t believe it cost $150 just for installation alone, so I will try to install a new one myself;
  • Retire By 40 – This blog is also taking up quite a bit of time, but I’ve been able to keep up the 3 posts per week so far.

What will I be doing for 3 months?

I’ll be a stay-at-home dad, work on the blog, manage two rentals, and look for other opportunities. I guess that’s not quite an idle retirement, but I think it’ll still be a great break from the day to day grind. I’ll also take this opportunity to put the microscope to our finances. We can see how our cash flow will do with only one income and how much further we have to go before I can really quit the rat race. This will have to be much more detailed than our usual Pools Budgeting.

I’ll keep meticulous notes on our cash flow and will share with you at the end of each month. I know we are still short at this time and I want to find out exactly how much. We’ll also try to cut as many expenses as possible to help with the cash flow.

Here are my 3 months goals

  • Compile a detailed cash flow spread sheet. See April cash flow at this post.
  • Work on acquiring a 4 plex. We have made an offer on a short sale and the wheels are in motion.
  • Improve the blog and work on blog income
  • Figure out more ways to make money online. Explore the niche site opportunities.
  • R&R – catch up on my hobbies, strum some ukuleles, dust off the Xbox, go to the farmer market, and just chill out and enjoy Spring. 😀

I think that will keep me quite busy. Hopefully the little dictator won’t take up 100% of my time. Mrs. RB40 is going back to work in about a month so we can team up on him for now, but after that the boys will be on their own.

baby dictator

Baby Power!

What else do you think I should do during my time off? Are the lion and zebra on this onesie best friends or something? Baby RB40 looks quite authoritative in this photo.


3 months later – My 3 months As A Stay-At-Home Dad Blogger



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{ 54 comments… add one }
  • Sustainable PF April 1, 2011, 6:05 am

    Given our news announced today we’ve been trying to figure out leave from work. We get 50 weeks, paid, combined but I don’t think i’ll get to see 3 months of it …

    • retirebyforty April 1, 2011, 7:22 am

      Congratulation to the SPF team!!! 😀
      It’ll be so much hard work, but a lot of fun also.
      Try to line up paternity leave too so Mr. SPF can bond with baby SPF.

  • Kevin @ Thousandaire.com April 1, 2011, 6:32 am

    What job do you have that allows you to just take 3 months off? Can I have it?

    • retirebyforty April 1, 2011, 7:23 am

      I’m pretty sure your job also allows you to take 3 months off bonding leave if you have a baby. 😉

  • Installing the microwave isn’t hard. Get the holes right from the template, and, if possible, have someone else run the screwdriver while you hold the microwave in place. 20 minutes, tops.

    • retirebyforty April 1, 2011, 10:07 am

      I’ll work on it this weekend. The wall has metal stud so that’s going to be tricky. Hopefully the top template is the same, that would help A LOT. There is also some electrical hook up to the vent. It just seems way more complicated that it needs to be.

      • Sandy @ yesiamcheap April 1, 2011, 12:53 pm

        YOUTUBE is your friend. I learned how to repair a stove (!) and our dryer from Youtube. I didn’t want to attempt the boiler though. It’s doable.

        • retirebyforty April 1, 2011, 1:02 pm

          I researched on the internet and I found that 75% of microwave failure is due to junky door switches. I replaced it and I still have some problem. Luckily the tenant has a counter top microwave so it’s not a huge deal yet. I’ll check a few more things, but probably won’t mess with the high voltage components. Microwave is actually a pretty heavy duty appliance that has huge capacitors. Those things can really hurt you.

  • Melyssa April 1, 2011, 8:49 am

    I think that was my problem when I quit my job to be a stay at home mother. I did it for a year and didn’t have a plan except to be a mother. To make this happen, my poor hubby took on another 32hr/wk job and stayed at a coworker’s house during the week. He liked the fact that I was home, but it was still hard.

    During this time I tried to get into some MLMs and well, I failed in each of them. I’m just not a recruiter. I hated having to leave my son with my mom for a couple of hours here and there to go to some motivational event where the top recruiters were patting each others’ shoulders. No more MLMs for me.

    After a year of staying home, the hubby was worn out and I returned to the work force. I guess you live and learn. Much luck to your 3 month plan. It will definitely be a big change from your usual daily routine.

    • retirebyforty April 1, 2011, 10:10 am

      Thanks Melyssa! It’s going to be tough, but I think it’ll be a learning experience. Bonding time with the little guy will be priceless. Mrs. RB40 is really worn out after doing so much. Hopefully this next 3 months will help her recover as well.

  • Jeff @ Sustainable Life Blog April 1, 2011, 11:17 am

    Your life sounds crazy, but it looks like you’ll enjoy the time off! Enjoy spending time with your baby!

    • retirebyforty April 1, 2011, 1:04 pm

      Things just seem to come in waves. The rentals were going pretty well until 2 weeks ago and they both have issues at once. Hopefully, things will calm down in a few weeks. I’ll have a lot of fun with baby. 🙂 Thanks!

  • Barb Friedberg April 1, 2011, 11:49 am

    I’m smiling rb40. If your experience is anything like mine, taking care of jr. carino was more than a full time job. I didn’t relax until I went back to work after my 6 month leave. If you get a chance to play the ukelele, let me know. I always over estimate how much extra time there will be when we have a life transition! I’ll be excited to follow your jouney! Good luck. btw, cute onsie. I love baby clothes and toys!

    • retirebyforty April 1, 2011, 1:05 pm

      That’s true. On the weekend, time just fly by. Hopefully, baby RB40 will sleep a bit longer soon. It’s getting better every day. 🙂

  • Sandy @ yesiamcheap April 1, 2011, 12:55 pm

    This kid has a thing with the arms in the air. He’s growing fast! What are you feeding him?

    You’ll have your hands full with everything that you’re doing. Get the strap thingie where you can strap him to your back to get all of that stuff done. I’m all for firing the mgmt company for ignoring the violation. That’s the entire point of paying them. I can’t deal with slackers that can potentially negatively impact your family’s finances…Especially when you PAY those slackers.

    I see that we’re on this internet income journey together. Wish us both luck.

    • retirebyforty April 1, 2011, 1:08 pm

      He is a veracious eater. We are giving him Kirkland formula. 🙂
      We have a moby wrap, I’ll try that and probably search for a back pack type carrier next week.
      Yeah, I’m going to fire them. I talked to the tenant and he plan to stay for at least 3 more years so I think it’ll be minimal troubles.
      I’ll try managing myself over the next 3 months while I’m off work and see how it goes.
      Good luck to you too! Hope you get a better tenant next time!

  • krantcents April 1, 2011, 3:02 pm

    I think baby RB40 was asking a question! Don’t expect me to interpret! Watch out during your break, you may like it.

  • Robert @ The College Investor April 1, 2011, 7:38 pm

    What else should you do?!?! You should include some break time for you and the little guy…walk at the zoo? Nap time? I dunno, but your 3 months sounds full and stressful!

    • retirebyforty April 1, 2011, 9:24 pm

      Nap time is scheduled in already. 🙂
      I am way short on sleep and can’t wait to take siesta naps. Hopefully my tenants will behave and that should really help me out.

  • retirebyforty April 1, 2011, 9:22 pm

    I really need this break from work. It’s been such a grind, hopefully I’ll come back refreshed and can handle a few more years.
    Thanks for the tips. 😉

  • Financial Samurai April 1, 2011, 10:15 pm

    Baby Power, AWESOME! hahaha, what a cute pic!

    Enjoy the time off and feel good getting things in order!

    Post twice a week if you wish, and highlight some old favorites. Whatever you do, don’t stop having fun, and don’t burn out!

  • 101 Centavos April 2, 2011, 3:35 am

    Heh, what a great picture! You’re blessed, being home with little man.

    • retirebyforty April 2, 2011, 8:30 pm

      I’m already appreciating this time off. He’s only a baby once. 😉

  • Jackie April 2, 2011, 5:24 am

    That’s great that you’re doing an early retirement preview — I’m not sure I’d call it “time off” though with all the things you plan to get done!

  • Invest It Wisely April 2, 2011, 5:27 pm

    Haha, I love the picture, too. Keep us updated with how the preview goes.

  • LaTisha @FSYAonline April 3, 2011, 1:30 pm

    What a cute baby! Sounds like you have a great plan for the “retirement” lol Most people work in retirement anyway. If I were taking a 3 month break I would definitely do some spring cleaning. My room is so cluttered!

  • First Gen American April 3, 2011, 3:13 pm

    My maternity leave didn’t feel like time off at all. Very adorable picture.

    You’ll figure out your perfect balance over time. Good luck. I remember carting my baby to my mom’s rental and trying to get an apartment ready for renting. It was a little nuts.

    • retirebyforty April 3, 2011, 9:33 pm

      Yeah, I heard going back to work feels like a vacation. 🙂
      I think I will really appreciate this time though.

  • Darwin's Money April 3, 2011, 7:21 pm

    That sounds cool; definitely some time to check out some new online business opportunities. Diversify those income streams. The only thing you have to lose at this point is time -and it looks like you’ll have some for a few months. Keep us posted on what you’re up to!

  • Little House April 4, 2011, 6:42 am

    I think your plan sounds pretty solid. Who doesn’t need some time off from a regular routine to get some things done? It also sounds like you are really busy with your rental properties and new baby! Definitely enjoy your time – I don’t want to say “off” since it’s not, but I guess it’s just different. 😉

    • retirebyforty April 4, 2011, 10:14 am

      Heh heh, my “retirement” is going to be like that too – busy. Hopefully, the rentals will be trouble free for while after I take care of these latest issues.

  • Squirrelers April 4, 2011, 9:37 am

    Being in charge of a baby (are you the only one at home during this time?) can be exhausting…as you’ve probably figured out! I’d try to keep in mind that much of what you can do – check that, ALL of what you can do would be based upon the baby’s schedule.

    My suggestion is to enjoy the time with your son (as it will also be a lot of work), and set achievable goals in other areas. It’s definitely not time off, as any parent would attest to. However, you’ll have more flexibility in a lot of ways which is great too.

    • retirebyforty April 4, 2011, 7:26 pm

      We’ll both be at home for 4 more weeks and then I’ll be alone with baby.
      Right, I don’t think I can do much when we’re alone together. I can probably jump on the internet when he’s asleep, but probably can’t go out too much. Today was not very productive. 😀

  • Lindy Mint April 5, 2011, 12:28 pm

    My husband stayed home with our son two days a week for almost the first year of his life. It was a great bonding experience for them that carries on to today. He learned pretty quickly though how little he would get done on those days.

    Sounds like a great time, and a great plan. Enjoy! Baby power!

    • retirebyforty April 5, 2011, 6:44 pm

      It’s a good thing the Mrs. is still on maternity leave for 4 more weeks. I hope to get as much done as possible and then kick back after that. It is really difficult to get anything done when I’m alone with the baby.

  • Almostthere April 7, 2011, 5:45 pm

    Enjoy the time off. Keep us posted.

    I’m in a similar situation – new baby due this month and I am thinking of taking 6 months off to bond, play and try for my CFA. Really want to do it and have the means but worried about the optics at work and going back afterwards.

    Good luck to you.

    • retirebyforty April 8, 2011, 6:27 am

      Congratulation! If you can do it, you definitely should try to take some time off. See if your employer offer bonding leave, that way your job will be protected. Thanks!

  • Will @ HackingTheBank.com April 7, 2011, 9:02 pm

    This sound super exciting! It will be great to see how it works out for you because it seems like the perfect trial for your future plans. I’m hoping you get the opportunity to wrap up the 4-plex.

    • retirebyforty April 8, 2011, 6:22 am

      I’m very happy to have this opportunity to test drive retirement. 🙂
      Everyone should get a summer vacation!

  • Buck Inspire April 12, 2011, 11:37 pm

    Cute pic of Baby RB40! Hope you’re enjoying your 3 month retirement. What if at the end, you don’t want to go back? Better get your rental and blog empire going. 🙂

    • retirebyforty April 13, 2011, 8:12 pm

      I don’t want to go back, but I will have to bite the bullet and do it a little longer. 🙁

  • Ginger May 8, 2011, 2:55 pm

    Have fun during your bonding time, and I hope you get your fourplex.

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