02.27.2013
Who need annuities? I used to think that I’d rather invest our retirement portfolio and just live off the income, but with the recent volatility, I’m taking a second look at annuities. Annuities can be an important part of retirement if you don’t have a pension. Here is how an annuity works. You give the insurance company a lump sum payment in exchange for a guaranteed monthly payment for the rest of your life. This might be a good way to go if you don’t have a pension and you want the peace of mind that comes with a guaranteed [...]
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02.25.2013
When you have a kid, your whole focus in life changes. Before Baby RB40 came along, our priorities were just to have fun and enjoy life (while saving money of course.) However, after RB40 was born, our focus shifted from ourselves to our kid. Now, rather than worrying about achieving more success for myself, I worry more about how to help our kid succeed. But how can we go about doing that? I’m sure you have heard of the Stanford marshmallow experiment. During the experiment, a marshmallow was offered to a child, and if the child could resist eating it [...]
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