2013

How to Save More Money Next Year

12.30.2013
How to Save More Money Next Year

It’s going to be a New Year in a couple of days and I hope you’re enjoying the last of 2013. Now is the time to make a few New Year’s resolutions and write them down. Two of the most common resolutions are to get fitter and to save more money. These two are on my list, too, and today is your lucky day because I will share a surefire way to save more money next year. You’re on your own for the fitness resolution. I will be struggling with that one, too. A couple of weeks ago, I came […]

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Reflection and 2014 New Year Resolutions

12.27.2013
reflection and 2014 New Year Resolutions Goals How to set and achieve goals

Whew, 2013 is almost over. This year was quite a big year for us. I turned 40 and 2013 was the first full calendar year that I didn’t have a full time job. Last week, I read What went well this year? What Didn’t? at Budgets Are Sexy and I thought that’s a great idea. I should reflect on how things went this year and also set new goals for 2014. What went well this year? Overall Finance. As I mentioned above, this is the first full year without a regular income for me. (Mrs. RB40 is still working full time.) We […]

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Get an Investment Checkup Before The End of The Year

12.27.2013
Get an Investment Checkup Before The End of The Year

Do you have a personal financial adviser or a portfolio manager? We don’t have one because I have been a self directed investor since I started investing. I guess I’m a control freak because I like to know what I’m invested in. I also don’t want to pay 1% to have someone manage our portfolio. That’s not cheap and I don’t even know if they would do a good job. Do you have a portfolio manager? Do they consistently beat the market? Being a DIY investor is good because you know exactly what you’re investing in. However, sometime we need an […]

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Christmas Bucket List

12.25.2013
Christmas Bucket List

Merry Christmas! I hope you are spending quality time with family and friends this holiday. We are hunkering down at home this Christmas and will call everyone on the phone or Skype. We already went down to see families a couple of weeks ago so we don’t have to travel this holidays. This year I’m starting a new Christmas tradition – the Christmas Bucket List! I turned 40 this year and nothing makes you feel the passage of time like the big Four-O. I don’t want to wake up at 80 and start a bucket list. It will be too late […]

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