October 2012

Financial Planning for the Masses: My Session with Personal Capital

10.31.2012
Personal Capital review financial planning

I know I wrote about Personal Capital quite a few times recently, but I’m really excited with their services. They are bringing financial planning to the masses through their website. I think this will help many regular people who are unsure about financial advisors to understand financial planning better. The main website and portfolio analysis tools are free which is awesome for most of us. Personal Capital generates revenue by charging a fee if you sign on with their investment management services. Financial Planning Session Last week, I had a financial planning session with Michelle, one of Personal Capital’s financial [...]

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How I’m handling retirement after 3 months

10.29.2012
3 months retirement update

As long time readers know, I quit my engineering career in July. Three months have flown by and I thought it would be a good time to report how I’m doing in my retirement. I guess it’s really a semi-retirement because I’ve been ridiculously busy. I’m getting less sleep than when I was working full time and that’s not a good thing. Stay-at-home dad What kept me busy the most is being a stay-at-home dad. I actually had 10 weeks off before I quit my job so I have been spending a lot of time with the little dude since [...]

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Avoid Nasty Fireworks with Your Money This Winter

10.29.2012
avoid financial fireworks

Money can be a great thing, but it can also be a hot button of problems if you’re not careful.  With so many potential problems you could run into with money this winter, here is an easy way that you can plan now, to avoid a debt problem later. Preparation Goes a Long Way The biggest thing that you can do is prepare now so that you can avoid unneeded expenses later.  For winter, this means making necessary repairs now before things break and it becomes a costly emergency.  Plus, a happy wife is a happy life, and no wife [...]

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Top 5 Strategies to Save on Utility Costs

10.29.2012
tips on saving electricity

The following is a guest post.  Utilities may appear to be non-negotiable expenses, but the truth is that they are one of the easiest costs to diminish– if you know how. Rent or own, you can find ways to reduce high utility costs easily. How so? We’re glad you asked. 1. Rent with “Utilities Included” All you have to do is ask. Most apartment complexes will include some form of utilities in the rent payment, from water to electricity or heat. The fact is that it can be difficult to separate out costs from a variety of tenants and so [...]

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