May 2012

June Giveaway – a new iPad via Tablet Time

05.31.2012

This month we are joining forces with other sites to bring you the Table Time Giveaway. The prize is a new iPad with cover OR you can opt for $540 cash. This is just in time for Father’s Day so enter for a chance to win a great prize. Prize Details: new iPad Option 16 GB Wi-Fi new iPad tablet in black or white polyurethane Smart Cover in dark grey, light grey, prink, green, or blue optional 2 lines of engraving on back of new iPad (up to 28 letters/characters per line)   Cash Option Entrants intending to select the [...]

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Quit or Get Fired?

05.30.2012
quit or get fired

I did it! I quit my job! Read all about it in I handed in my Two Weeks Notice. I would love to hear what you think. Should I quit or get fired? This question will most likely come up at some point in our lives. Even if you like your job now, a lot can change over a life time. There are many factors that can change how you and your job fit together. The manager, coworkers, job function, corporate culture, and expectations will all change over your career. You will also change as you get older. What motivates you [...]

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Don’t Borrow Money To Invest

05.28.2012
borrow to invest

Borrowing money to invest in the stock market is a terrible idea for a regular investor. If you’re a genius investor, maybe you can make some profit, but I know it’s not the right move for me. Unfortunately, there are many ways to go into debt to invest. Peer to peer lending. A few days ago, I saw a loan on  Prosper. Prosper.com was asking for $15,000 to “invest in high quality stocks.” The interest rate on this loan is 12%. Here is their strategy – This loan will be used to invest in high quality US stocks like Apple and [...]

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Diversify Your Stock Market Investments

05.28.2012
diversify stock investment

My stock market investment strategy is pretty basic. I use a combination of three simple strategies to invest for the long term. Low cost index fund/ETF + dollar cost averaging. Over time, the market will go up and the index funds are proven to perform better than 80% of the actively managed fund. Dollar cost averaging ensures that we are not paying a lower cost per share over time. Asset Allocation. Here is my target asset allocation. 40% large cap US 10% small and medium cap US 15% foreign stocks 15% emerging market 10% bond 10% cash/saving/CD Dividend Stock investing. [...]

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