2013 New Year’s Resolutions

2013 blog new year resolutions

Happy New Year Everyone! 2012 went by so quite quickly, didn’t it? 2012 was a year of changes for us and I think we need to take it a bit easier this year. 2013 will be the year to shore up our finances and gather ourselves. Baby RB40 Let’s start with a goal for Baby RB40. He is almost 2 years old and he doing quite well on all the regular benchmarks. For 2013, we would like him to make a friend. This is quite a difficult goal because it’s hard to meet kids his age in our area now that he isn’t going […]

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Have a Frugal Merry Christmas!

Frugal merry christmas

Merry Christmas, everyone! Christmas is a great time of the year. Everyone is in such high spirits, but it can also be a financially stressful time. I hope you went easy on the gifts especially if you have any consumer debt. Currently we don’t have any consumer debt, but we still went relatively cheap on gifts this year. Baby RB40 is 22 months old now and he isn’t demanding specific toys for Christmas yet. He likes playing with Tupperware containers, acorns from the park, and empty Colgate toothbrush boxes. We went to Toys ‘R Us last Friday so he could […]

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2012 Goals and Resolutions Wrap Up

2012 goals and resolutions wrap up

Wow, can you believe 2012 is almost over? Now that I’m a bit older, I’m much more conscious of the passage of time. 2012 flew by very quickly and it was a tumultuous year for me. I finally retired from my corporate job after exactly 16 years to the day (7/22/96 to 7/21/12.) Earlier this year, a reminder to quit popped up on my Outlook appointment. I actually set the quit (and get a new job) date to 2009, but I delayed it in outlook for 3 years because the economy was so bad. Anyway, it all worked out and […]

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Should You Invest In Stock After Retirement?

Should You Invest In Stock After Retirement?

Last week, we had a question from a reader: “My dad is nearing his retirement goal of having $2 million in investments.  Most of his portfolio is in stocks now, but once he reaches that goal, what should he do?  If he were to cash out, he’d have a bunch of taxable gains which would set him back on the $2 million.  Leaving it in those investments seems risky too.” Capital Preservation First of all, when you’re fully retired and you are spending down the retirement fund, the main goal should be capital preservation. We don’t really know what percentage […]

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