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2012

The Retire By 40 Value Proposition

05.16.2012

Last month, Financial Samurai challenged his blogger friends to reflect on their sites and write down their value proposition. Your time is valuable I would like to be helpful and entertaining in the 5 minutes you spend here. There are millions of sites around the world and we need to differentiate Retire By 40 to maintain quality and to grow. I would like to go over the reasons why I think you should keep coming back to make sure they are in line with what you expect. I need your feedback on this post and would really appreciate a comment. The [...]

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Do you take advantage of banks’ new account promotions?

05.14.2012

Over the last few months, I have been taking advantage of various banking promotions to generate a little extra income. I signed up for new accounts and got $50 from ING checking, $50 from ShareBuilder, and $150 from Chase checking. Last week I received a mailer from Banner Bank with another $50 new account promo. Previously, I ignored these mailers and just stuck with my credit union, but this year, I’m taking full advantage of any promotions I can find. The only downside to these new account promos is that I will have to keep track of them. I have [...]

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May Giveaway – Personal Finance Books

05.11.2012

Hello readers! I hope you are enjoying Spring so far. We had a wet April this year, and are finally getting some sunshine in the Pacific Northwest this month. This is really timely because my last blood test showed a very low level of vitamin D! Maybe that’s why I’ve been feeling a bit low-energy lately. I’m taking a huge daily pill of vitamin D + calcium, but now that the sun is up I’ll be able to get some free vitamin D. This upcoming weekend, we are supposed to get our first days in the 80′s. Maybe we can [...]

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Healthcare Options for Early Retirees and the Self Employed

05.09.2012

health care options for early retiree and self employed

In my previous post, Don’t Quit Your Job to Follow Your Dream, I put health care first in the post and it was not a coincidence. Health care is one of my biggest concerns about quitting corporate America. The cost of health care keeps increasing every year, and it is outpacing inflation by a wide margin. Sometimes I wonder if my investments can keep up with rising health care costs! I’m only 38 and I won’t qualify for Medicare until I’m 65. Medical insurance can be very expensive and difficult to obtain if you have any pre-existing condition. This is [...]

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Don’t Quit Your Job To Follow Your Dream

05.07.2012

Do you love your job? Have you ever thought about quitting your job and following your dream? Don’t do it unless you think it through first! We are all in unique situations and there are many variables to complicate the equation. If you are in your 20s, single, and in good health, then you can take much more risks than someone like me. I am getting close to 40, married with one kid, and have a mortgage. At least I don’t have any credit card debt, car loans, or student loans. There are many 40-year-old men with all of the above [...]

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