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February 2011

Why having a property with 4 units (or more) is the best option

02.28.2011

This is a guest post by IPA at InvestmentPropertyAsset who blogs about real estate investing, getting out of debt and anything else he finds of interest. Real estate investing is challenging as there are so many different variables that an investor must look at. Not counting cash flow to the owner, my philosophy is to own income producing property with no less than four units. Why four units? That is because of the following that need to be taken into consideration when owning income property: 1. Tenants come and go. With four units you are more likely to not have [...]

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The Regulars VS The New Year Crowd

02.25.2011

It’s official, the New Year Crowd is dwindling. There were only 6 people in the company gym at lunch today and they were all Regulars. It seems President Day marks the beginning of the downturn in gyms across the nation. Every year the gym is packed to the grill right after the New Year and it is so difficult to find an empty locker, but relief is on the horizon. Rejoice! One of my New Year Resolution is to Stay Alive! One thing I can control is to go to the gym and work out 4-5 times a week. [...]

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January 2011 Credit Card Bill

02.23.2011

January 2011 Credit Card Bill was one of the better one recently. We didn’t use the card much last month. Check it out. Pet – $31 Gas and oil change – $98 (Gas price going up) Public Transport – $17 (Actually $47, but I get $30 reimbursement) Medical – $120 IKEA – $240. Got a fold out chair bed for grandpa when he come to help with baby RB40. Baby sling – $12 Internet – $40. Went back to Comcast… Cable modem and shipping – $75 (rebate available, see more below) This is also the first electronic item purchased in [...]

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There’s No Such Things as Good Debt

02.21.2011

This guest post is by Mr. Broke Professional: the husband in the husband/wife team behind Brokeprofessionals.com You hear it all the time: “Student loans are good debt.” Or: “A mortgage is good debt.” I agree that compared to certain types of debt (such as a usurious credit card debt, for example), they may be a “better” form of debt. What I do not believe in any longer is the notion of “good” debt. When you really think about it, how could owing another person or institution money ever really be good? I know sometimes it is necessary. But even then [...]

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6 lbs 4 oz Ass Kicking Machine

02.19.2011

Announcing on the left corner 6 lbs 4 oz Ass Kicking Machine – Baby RB40. The right corner is a tag team of retirebyforty and Mrs. RB40. It’s a 2 on 1 match this week folks. Well, baby was born about a week ago and has wiped the floor with our asses. He sucked up all our free time and then some. My respect for all parents had gone way up. Baby RB40′s Kung Fu is strong. Sorry, but my post frequency will drop way down for the next few weeks. Thank you Crystal at Budgeting In The Fun Stuff, [...]

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