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January 2011

Investment Fundamental #1 – Your Partner

01.31.2011

Here is my #1 Investment Fundamental – Your Partner. ( I started with #2 to #10 and concluding with #1.) In my opinion, having the right partner is the most important factor in building good finances. This is more important to me than saving an emergency fund, contribute to 401k, making a budget, or anything else. Your partner can help you build your wealth or make it impossible to do so. We are both savings-minded and have never built up any consumer debt and that gave us a huge head start on many people. I’ll just list some reasons why [...]

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Investment Fundamental #10 – Start Early

01.28.2011

Baby is T-minus 3 weeks, so I’ll need to wrap up my 10 investment fundamentals and write a big “How I will Retire By 40″ post before things get hectic. My #10 is to start investing as early as you can. This is one of the most important rule of investing. When you start investing early, time is on your side and your investment have more time to grow with compound investing. Compound Investing Compound investing is the best thing since chocolate cake because every year your gain from the previous year will become the base line for this year. [...]

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Spend $10 Cash or $20 Store Credit?

01.26.2011

So I have a little conundrum. My Xbox headset broke and I need a new one so I can talk to friends in California. Now I have a choice to make and the Mrs. said I am a huge waffler. Cash I checked on Amazon and found one for about $10 plus shipping. Not too bad. Store Credit I also have $32 store credit on my Gamestop card, but the same headset costs $20 at Gamestop. What should I do? On one hand, I can support a local business by using my store credit and I wouldn’t have any cash [...]

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Investment Fundamental #9 – Brokerage Account

01.24.2011

There will come a day when there is extra cash left over after you’ve maxed out the 401k, Roth IRA, and saved up an emergency fund. What should you do with the left over cash? Spend it on a nice new shiny iGadget? Go out and celebrate at The French Laundry? click below… Wrong Answer! I love The French Laundry, but if we go celebrate every month there is no way I can retire early. (Plus we’d have to fly down there.) Maxing out on 401k and Roth IRA is not enough for me to retire by 40. It took [...]

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Blogging is more fun than napping!

01.22.2011

Hi everyone, I’m Zoey, daddy’s favorite girl, and I will be helping him with this week’s round up. Blogging is so much more fun than napping! When I hear daddy typing, I always run up and try to help. Here are some great reads from the internet! Len Penzo conducted a blind taste test of America’s favorite condiment, the ketchup. I need to do my own taste test because I am currently buying Hunt’s, the bottom of his list! Emergency Fund Face off at Thousandaire and Sweating The Big Stuff. Kevin always has interesting perspectives. I think he is younger [...]

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