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May 2011 Credit Card Bill


I think this will be the last Credit Card Bill post. It’s just too boring which is great our wallet, but it doesn’t make for an interesting post.

In May, we had the smallest bill for as long as I can remember. I was getting the hang of being a stay at home dad and not spending any money. I can get use to it. πŸ™‚

Credit Card Bill

Pet – $4? I must have had some credit or something. What could I even get from the pet store for $4?

USPS – $13. Shipping

Amazon – $27. Just diapers.

Home Depot – $14. We got some potting soil and a Spanish lavender. Β It’s doing really great by the way.

Target – $104. A high chair, a slim tower fan, and a paring knife.

Total – $162. That’s even less than the April Bill.

target fisher price high chair

The high chair is quite nice. It can recline so it’s good for infant as well. When I’m home alone with baby, I can put him in the high chair and have a quick lunch. Previously, I put him on the play mat and then bring my lunch over to eat nearby.

Debit Card

Gas – $36. We went to Costco to fill up in May so I had to put it on the debit card.


We give ourselves $100 $50 cash allowance each every week to spend on discretionary items:Β  groceries, shoes, shows, dinners out, and whatever else we want. We decreased our cash allowance by 50% while I’m taking time off.

When we went to get cash yesterday, I accidentally withdrew $300 instead of $200 (for two weeks.) It’s one of those ATM that has a preset amount and my finger just unconsciously flew to $300 button. At least we didn’t have to any ATM fee here. I think this is a symptom of frugal fatigue! I’ll write a bit more about this next time. Meanwhile, we put $100 in the “bank” envelope and will withdraw only $100 next time.

How about you? Did you spend money on anything fun last month?


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{ 15 comments… add one }
  • cashflowmantra June 20, 2011, 2:19 am

    No, didn’t really buy anything fun. I have done that several times at the ATM. Those touch screens can be so sensitive and it is easy to accidentally brush past the wrong amount if your finger isn’t coming in at a steep angle.

  • Everyday Tips June 20, 2011, 5:40 am

    That baby is growing so fast, oh my goodness!!! So very cute.

    I bought nothing fun last month other than food. Just more unexpected expenses…(like flood insurance. I didn’t know this, but it can go on your American Express bill. I had to buy it until I could successfully fight it. Grrr…)

    • retirebyforty June 20, 2011, 7:49 am

      Hope you can get rid of your flood insurance. It’s so unreasonable that you are the only house in the neighborhood that need it.

  • MoneyCone June 20, 2011, 6:58 am

    Smart, buying diapers from Amazon! Did you sign up for S&S? Few instances where I think subscribing is actually worth it!

  • Kellen June 20, 2011, 9:53 am

    Apparently I had a lot of “fun” at the grocery store for the past couple of months, judging by my spending there.

    I love that you are staying at home with your son. I wonder if couples would be better off each taking 3 months off to take care of a baby to really understand what it’s like to be the parent at home.

    Also – adorable!

    • retirebyforty June 20, 2011, 9:35 pm

      I agree. I didn’t think it would be so exhausting to take care of one little baby, but it is! It was tough and a lot of fun at the same time.

  • Squirrelers June 20, 2011, 10:14 am

    Great job on minimizing expenses…you did well, managed to spend less than I did!

    Cool that you’re able to stay home with your son for a little bit, to echo what Kellen commented above. They grow fast, almost too fast, so enjoy it all.

    • retirebyforty June 20, 2011, 9:36 pm

      I’m heading back to work next week. πŸ™
      He is growing very fast, it’s amazing.

  • Sandy @ yesiamcheap June 20, 2011, 1:24 pm

    He is soooooo cute. It’s like yesterday that he was just being born. My gosh, so adorable. Anyway you’re doing great with the credit cards. I am thinking of suspending my gym membership over the summer because I am too busy job hunting to go to the gym in the mid-day. I use that time to grab my personal laptop and search for jobs. Anyway, good stuff.

  • Work At Home Market June 20, 2011, 2:00 pm

    We’ve done that before at an ATM, thanks to the preset buttons. The only thing “Fun” that we’ve been splurging on lately is money for date nights! But, we still try to keep a frugal mindset. Instead of going out this weekend, we made Sushi at home. It was half the cost, and a lot of fun.

    • retirebyforty June 20, 2011, 9:37 pm

      We won’t have a date night for a while. Maybe when grandma come visit…
      Yummm Sushi…

  • LifeAndMyFinances June 21, 2011, 3:58 am

    Cute baby! My wife and I are getting prepared for our new home (new to us that is, it was built in 1942), so we purchased a table and chairs, a new bicycle, and today we might buy an end table (all craigslist purchases for cheap by the way!). πŸ™‚

  • Little House June 21, 2011, 2:07 pm

    Baby RB40 is adorable! It looks like you’re doing great with your spending. I know I kept my spending under budget for May, but I’m not so sure about June. We’ll have to see…

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