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It’s Good to Be a Little Obsessed with Early Retirement

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A little obsession is good because it drives us to accomplish something. I was obsessed with getting my engineering degree when I was in college because my parents worked hard to send me there. Many kids were there to have fun, but I just wanted to get through it. Fun was secondary. Mrs. RB40 was […] Read More

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely. However, he hated the corporate BS. He left his engineering career behind to become a stay-at-home dad/blogger at 38. At Retire by 40, Joe focuses on financial independence, early retirement, investing, saving, and passive income.

For 2018, Joe plans to diversify his passive income by investing in US heartland real estate through RealtyShares. He has 3 rental units in Portland and he believes the local market is getting overpriced.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help every investor analyze their portfolio and plan for retirement.

Our Rental Condo Investment

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I just signed a lease with a tenant for our rental condo! This is great news because the unit has been vacant since November. The extended vacancy really sucks. We had this condo since 2011 and this was the longest vacancy we’ve seen yet. The previous longest vacancy was just 25 days. Winter is a […] Read More

10 Things I’ll Buy When I’m Rich

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It is going to be a fun and easy one today. I’ll share 10 things I’ll buy when I’m rich and then you tell me some of yours. We all need a break from the wild gyration on the stock market. It is nerve racking to see the stock market plunge so steeply in just […] Read More

January 2018 Goals and Financial Update

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January is over! We were sick on and off for about 3 weeks, but we’re all much better now. It was a very slow month and we spent most of our days at home. Mrs. RB40 enjoys these slow winter days because she can catch up on some of the things she’s been meaning to […] Read More

How Did The Financial Crisis Change You?

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Can you believe it’s been 10 years since the Global Financial Crisis? It was a huge event that shaped many lives. Ten years is a long time and a lot of things can change. That’s the focus of a new yearlong series at NPR’s Marketplace – Divided Decade. I listened to a few stories on […] Read More

Are You Prepared for The Stock Market Blowoff?

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Wow, the stock market is starting off 2018 with a bang. The S&P 500 index increased over 6% in less than a month and it is not slowing down. Investors are euphoric. Everyone is sure the stock market will keep going up and we don’t want to miss out. I’m not immune to this feeling. […] Read More

A Landlord’s Second Worst Nightmare

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Without a doubt, the worst nightmare for a landlord is having horrible tenants. Fortunately, our tenants over the last 10 years were mostly trouble-free. However, we are going through the landlord’s second worst nightmare right now. Running a distant second is having an extended vacancy. Ugh! When the unit is not rented, it is taking money […] Read More

SAHD Random Musings and a Soup Recipe

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We’re having a rough week here at the RB40 household. Junior and I are sick again. We kept getting sick this winter and it sucks. Whenever I started to feel better, we’d get sick again a few days later. :x I guess this flu season really is worse than usual. To top it off, Mrs. […] Read More