≡ Menu

Our Unusual Early Retirement Withdrawal Strategy

{ 53 comments } Our Unusual Early Retirement Withdrawal Strategy thumbnail

Retirement planning normally consists of two broad phases – accumulation and withdrawal. Early retirement is difficult to achieve because there is less time to build wealth and more time to use it up. For most people, the accumulation phase is the difficult part. Many families spend too much and don’t save enough. The median retirement […] Read More

About the author: Joe left his engineering career behind to become a stay at home dad/blogger at 38. Read how and why he did it on the About Page .

How We Keep Our Food Expenses Low

{ 68 comments } How We Keep Our Food Expenses Low thumbnail

Many people have asked, “How do you keep your food expenses so low?” That’s easy; we cook and eat most of our meals at home. We enjoy eating out, too, but we usually go out just a few times per month. In May, our grocery bill was $466. That’s about average for us in 2017 […] Read More

Read This Before Buying Your First Home!

{ 83 comments } Read This Before Buying Your First Home! thumbnail

Congratulations to all the new college graduates! You’ve got the world ahead of you, so go out and conquer it. Actually, it’s probably pretty stressful right now because starting a new phase of life is a huge endeavor. I was very nervous when I graduated and moved to Oregon to start a new career. It […] Read More

Kindergarten Is Over & School’s Out!

{ 51 comments } Kindergarten Is Over & School’s Out! thumbnail

Today (Thursday) is the last day of school. Wow, kindergarten went by so quickly! I can’t believe it’s over already. It’s pretty amazing how much RB40Jr learned in one school year. He can read almost anything now and his writing is a lot better than last year. Just this morning he read on TV - […] Read More

How We’re Generating Passive Income in 2017

{ 145 comments } How We’re Generating Passive Income in 2017 thumbnail

Late last year, I received a few requests to update our passive income more frequently. So here it is – a new monthly series to keep track of our passive income. Actually, this will be very helpful for me as well. Previously, I reviewed our passive income once a year and it was too much […] Read More

Are You Worth More Than You Earned?

{ 87 comments } Are You Worth More Than You Earned? thumbnail

Have you ever wondered how much money you've earned over the years?  I mean, it’s gotta be a sizeable sum if you’ve been in the workforce for a while. I was thinking about this and then came up with a natural follow up question. Is our net worth more than what we’ve earned? After all, […] Read More

May 2017 Goals and Financial Update

{ 67 comments } May 2017 Goals and Financial Update thumbnail

Summer is almost here! Our kid only has 2 weeks of kindergarten left and then it will be summer break. He’s really looking forward to goofing off all day at home. That means playing on the tablet, watching TV, and having LEGO wars. However, that’s not going to work. It’s not good for kids to […] Read More

How to Save Up for Big Expenses

{ 78 comments } How to Save Up for Big Expenses thumbnail

I’ve got a question for you today – how do you save up for big expenses? A big lump sum expense is one of the reasons why people go into debt. Most people don’t save up for big expenses and they just get a loan to pay for it when necessary. This would work as […] Read More